Anne Arundel County property record for 309 Spruce Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,264 sqft · built 1955 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (May 1999) |
| Tax Bill | $4,037 (2023) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046-09095120 |
| Primary APN | 01-046-09095120 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,264 sqft Total Area |
| 1st Floor Area | 2,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 248 sqft |
| Shed | 1 Shed |
| Shed Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 04609095120 |
|---|---|
| Old Parcel Number | 104609095120 |
| Street Address | 309 SPRUCE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 3 TO 6 BK DD 309 SPRUCE AVE BEVERLEY BEACH |
| Legal Subdivision | BEVERLEY BEACH |
| Legal Block | DD |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4124 CADLE CREEK RD, EDGEWATER, MD 21037-4529 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| May 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 1999 · Amount on Record |
| Deed Sale | May 4, 1999 · Amount on Record |
| Deed Document Number | 005597 |
| Deed Book / Page | 9163 / 504 |
| Last Transfer Date | May 6, 1999 |
| Transfer Doc | 0091630504 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 309 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TOUCHSTONE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0341550385 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 34155/385 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 309 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TOUCHSTONE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 309 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Document Number | 0368810222 |
|---|---|
| Date | May 31, 2021 |
| Book Page | 36881/222 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,037.00 | $369,700 Land $219,700 Building $150,000 | $369,700 Land $219,700 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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