Anne Arundel County property record for 315 Spruce Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,215 sqft · built 1999 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $456,250 (Nov 2012) |
| Tax Bill | $11,174 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-000-08789200 |
| Primary APN | 01-000-08789200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,215 sqft Living Area |
| Gross Area | 3,853 sqft |
| 1st Floor Area | 1,687 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 536 sqft |
| Deck Area | 480 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00008789200 |
|---|---|
| Street Address | 315 SPRUCE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | .57 ACRE CADLE CREEK |
| Legal Subdivision | CADLE CREEK |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| May 2, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2012 · Amount on Record |
| Deed Sale | Nov 14, 2012 · Amount on Record |
| Prior Sale | Mar 5, 1999 · Amount on Record |
| Deed Book / Page | 25364 / 201 |
| Last Transfer Date | Dec 21, 2021 |
| Transfer Doc | 0386710204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 315 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNA P |
| Name | Verified Name |
|---|---|
| Address | 315 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Document Number | 0384920001 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 38492/1 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 2, 2022 |
| Property Address | 315 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
| Document Number | 0386710204 |
| Book / Page | 38671 / 204 |
| Instrument Date | Dec 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 315 SPRUCE AVE, EDGEWATER, MD 21037-4804 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,157,000 (+6.18%) Land $580,200 Building $576,800 | $1,157,000 (-) Land $580,200 Building $576,800 | |
| 2025 | $11,174.00 (+2.05%) Homeowner's exemption | $1,089,667 (+14.1%) | $1,157,000 (+21.15%) Land $580,200 Building $576,800 |
| 2024 | $10,949.00 (+7.76%) | ||
| 2023 | $10,161.00 Homeowner's exemption | $955,000 Land $485,200 Building $469,800 | $955,000 Land $485,200 Building $469,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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