Anne Arundel County property record for 312 Spruce Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,346 sqft · built 1945 |
| Lot Size | 0.156 acres (6,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jan 2019) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046-08790600 |
| Primary APN | 01-046-08790600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,346 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,806 sqft (0.156 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 500 sqft |
| Deck Area | 140 sqft |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 04608790600 |
|---|---|
| Street Address | 312 SPRUCE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 3 4 ANNEX C BEVERLEY BEACH |
| Legal Subdivision | BEVERLEY BEACH |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 312 SPRUCE AVE, EDGEWATER, MD 21037-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 30, 2019 | Grant Deed, Transfer · Conventional with PMI ALTERRA HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on Record |
| Deed Sale | Jan 30, 2019 · Amount on Record |
| Deed Book / Page | 32847 / 365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 312 SPRUCE AVE, EDGEWATER, MD 21037-4802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0377530350 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 37753/350 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 30, 2019 |
| Property Address | 312 SPRUCE AVE, EDGEWATER, MD 21037-4802 |
| Document Number | 0328470365 |
| Book / Page | 032847 / 000365 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 312 SPRUCE AVE EDGEWATER MD 210374802, EDGEWATER, MD 21037-4802 |
| Document Number | 328470370 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 032847/000370 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,700 (+26.82%) Land $201,300 Building $239,400 | $440,700 (+26.82%) Land $201,300 Building $239,400 | |
| 2025 | $4,002.00 (+23.1%) | ||
| 2023 | $3,251.00 Homeowner's exemption | $347,500 Land $201,300 Building $146,200 | $347,500 Land $201,300 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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