Anne Arundel County property record for 219 Spruce Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,869 sqft · built 1954 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Oct 2023) |
| Tax Bill | $4,496 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046-02944300 |
| Primary APN | 01-046-02944300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 760 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 04602944300 |
|---|---|
| Street Address | 219 SPRUCE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 1 2 BK EE BEVERLEY BEACH |
| Legal Subdivision | BEVERLEY BEACH |
| Legal Block | EE |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK |
| Jan 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Oct 25, 2023 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 7, 2021 | Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Mar 1, 2019 | Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | Aug 7, 2021 · Amount on Record |
| Deed Book / Page | 40022 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0417600192 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 41760/192 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 107 KUETHE DR, ANNAPOLIS, MD 21403-4026 |
| Document Number | 0401520357 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 40152/357 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | STONE MOUNTAIN, GA 30087 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 25, 2023 |
| Property Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0400220107 |
| Book / Page | 40022 / 107 |
| Map Reference | MB 10 PG 9 |
| Instrument Date | Sep 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0040022113 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 40022/113 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Number | 0400220133 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 40022/133 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0353140462 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 35314/462 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 7, 2021 |
| Property Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0373220136 |
| Book / Page | 37322 / 136 |
| Map Reference | MB 10 FO 9 |
| Instrument Date | Jul 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 SPRUCE AVE, 219, EDGEWATER, MD 21037-4803 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 1, 2019 |
| Property Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0329150442 |
| Book / Page | 32915 / 442 |
| Map Reference | MB 10 FO 9 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 219 SPRUCE AVE, EDGEWATER, MD 21037-4803 |
| Document Number | 0032915450 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 32915/450 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,700 (+20.73%) Land $202,800 Building $183,900 | $386,700 (+20.73%) Land $202,800 Building $183,900 | |
| 2025 | $4,496.00 (+28.57%) | ||
| 2023 | $3,497.00 | $320,300 Land $202,800 Building $117,500 | $320,300 Land $202,800 Building $117,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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