309 Spring Canyon Way, Oceanside, CA 92057 Property Records

San Diego County property record for 309 Spring Canyon Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 2003
Lot Size	0.94 acres (4,102 sqft)
Owner	2 Company Names on Record
Last Sale	$568,000 (Oct 2018)
Tax Bill	$7,120 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`158-740-01-00`

Property Details

APN / Parcel Number

Primary APN	`158-740-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,216 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,102 sqft (0.94 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	309 SPRING CANYON WAY
City	OCEANSIDE
State	CA
Zip	92057-6531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-15
Legal Description	LOT 1 TR 014294
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014294
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18521

Owner

Source: San Diego County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 6, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE ONE
Oct 4, 2018	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	2018413100
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000229924
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2026
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Document Number	0000229924
Instrument Date	Aug 5, 2026
Instrument	2026229924
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2026
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Document Number	0000229923
Instrument Date	Jul 22, 2026
Instrument	2026229923
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531

Mortgage

Document Number	0000215281
Date	Aug 9, 2023
Instrument	2023-0215281

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531

Mortgage

Document Number	0000175713
Date	Mar 5, 2021
Instrument	2021-0175713

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304033
Date	Jun 12, 2020
Instrument	2020-0304033

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Document Number	0000277083
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 SPRING CANYON WAY OCEANSIDE CA 920576531, OCEANSIDE, CA 92057-6531

Mortgage

Document Number	0000277083
Date	Jul 11, 2019
Instrument	277083

Lender

Name	MORTGAGE ONE
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2018
Property Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531
Document Number	0000413100
Map Reference	MAP 14294
Instrument Date	Apr 30, 2018
Instrument	2018-0413100
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531

Mortgage

Document Number	0000413101
Date	Oct 4, 2018
Instrument	2018-0413101

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,279 (+2%) Land $269,937 Building $376,342
2025	$7,120.00 (+5.2%)	$633,608 (+4.04%) Land $264,645 Building $368,963
2023	$6,768.00 (+1.53%)	$609,006 Land $254,369 Building $354,637
2022	$6,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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