294 Spring Canyon Way, Oceanside, CA 92057 Property Records

San Diego County property record for 294 Spring Canyon Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,577 sqft · built 2003
Lot Size	0.195 acres (8,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Oct 2019)
Tax Bill	$7,892 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-750-26-00`

Property Details

APN / Parcel Number

Primary APN	`158-750-26-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,577 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,501 sqft (0.195 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	294 SPRING CANYON WAY
City	OCEANSIDE
State	CA
Zip	92057-6529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 64 TR 014295
Legal Subdivision	RIVER RANCH SOUTH
Legal Tract	014295
Legal Block	2
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2021
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 19, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2019494639
Prior Transfer Date	Jan 8, 2014
Prior Transfer Doc	0000038206
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	294 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529
Document Number	0000494639
Instrument Date	Sep 24, 2019
Instrument	494639
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMERICAN TITLE CO SYNRGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$713.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	364 ASEN CREEK WA OCEANSIDE CA 92057, OCEANSIDE, CA 92057

Mortgage

Document Number	494640
Date	Oct 30, 2019
Instrument	494640

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2017
Property Address	294 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529
Document Number	0000428803
Instrument Date	Sep 14, 2017
Instrument	428803
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	294 SPRING CANYON WAY OCEANSIDE CA 920576529, OCEANSIDE, CA 92057-6529

Mortgage

Document Number	428804
Date	Sep 19, 2017
Instrument	428804

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,967 (+2%) Land $324,164 Building $399,803
2025	$7,892.00 (+5.23%) Homeowner's exemption	$709,772 (+4.04%) Land $317,808 Building $391,964
2023	$7,500.00 (+1.56%) Homeowner's exemption	$682,213 Land $305,468 Building $376,745
2022	$7,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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