San Diego County property record for 321 Spring Canyon Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,600 sqft · built 2003 |
| Lot Size | 0.93 acres (4,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,991 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-740-04-00 |
| Primary APN | 158-740-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,600 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 4,056 sqft (0.93 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 321 SPRING CANYON WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 TR 014294 |
| Legal Subdivision | RIVER RANCH NORTH |
| Legal Tract | 014294 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 18521 |
Source: San Diego County records · APN 158-740-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 06, 2022 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 05, 2018 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 29, 2020 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 06, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2022 |
| Deed Sale | Jun 06, 2022 |
| Prior Sale | Jan 16, 2003 · Amount on Record |
| Deed Document Number | 2022236910 |
| Prior Transfer Date | May 28, 2022 |
| Prior Transfer Doc | 0000236910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 06, 2022 |
| Property Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Document Number | 0000236910 |
| Map Reference | MAP 14294 |
| Instrument Date | May 28, 2022 |
| Instrument | 2022-0236910 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Document Number | 0000236911 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022-0236911 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000186876 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019-0186876 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005086 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 2018-0005086 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000218714 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-0218714 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 321 SPRING CANYON WAY, OCEANSIDE, CA 92057-6531 |
| Document Number | 0000006722 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-0006722 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,503 (+2%) Land $206,813 Building $332,690 | |
| 2025 | $3,991.00 (+2.99%) | $528,925 (+4.04%) Land $202,758 Building $326,167 |
| 2023 | $3,875.00 (-0.77%) | $508,388 Land $194,886 Building $313,502 |
| 2022 | $3,905.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 829 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cox Communications, AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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