San Diego County property record for 298 Spring Canyon Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,352 sqft · built 2003 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Aug 2013) |
| Tax Bill | $7,221 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-750-27-00 |
| Primary APN | 158-750-27-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,352 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 10,202 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 298 SPRING CANYON WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 65 TR 014295 |
| Legal Subdivision | RIVER RANCH SOUTH |
| Legal Tract | 014295 |
| Legal Block | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 18521 |
298 Spring Canyon Way is owned and occupied by two individuals who acquired it in May 2021.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2013 · Amount on File |
| Deed Sale | Aug 2, 2013 · Amount on File |
| Prior Sale | Mar 5, 2003 · Amount on File |
| Deed Document Number | 2013487121 |
| Last Transfer Date | May 7, 2021 |
| Transfer Doc | 0000369228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2021 |
| Property Address | 298 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529 |
| Document Number | 0000369228 |
| Map Reference | MAP 14295 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-0369228 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 298 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529 |
| Document Number | 0000369229 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-0369229 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 298 SPRING CANYON WAY, OCEANSIDE, CA 92057-6529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000235707 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020-0235707 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 298 Spring Canyon Way was $7,221 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $662,685 (+2%) Land $213,276 Building $449,409 | |
| 2025 | $7,221.00 Homeowner's exemption | $649,693 Land $209,095 Building $440,598 |
| 2023 | $6,862.00 (+1.55%) Homeowner's exemption | $624,467 Land $200,977 Building $423,490 |
| 2022 | $6,757.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 298 Spring Canyon Way in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 298 Spring Canyon Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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