Walton County property record for 286 Seacrest Dr, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,858 sqft · built 2020 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,290,000 (Dec 2020) |
| Tax Bill | $9,400 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3S-18-16050-00A-0161 |
| Primary APN | 27-3S-18-16050-00A-0161 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,858 sqft Living Area |
| Gross Area | 3,564 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,494 sqft (0.194 acres) |
| Lot Dimensions | 14.2 ft deep x 6 ft wide |
| Garage Type | Finished |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 286 SEACREST DR |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW/C OF LOT 16 BLK A SEACREST PB 3-54 BEING ON E ROW SEACREST DR, S 00 DEG 00' 00W 60FT TO POB DPRT ROW N 89 DEG 55'30E |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | SEACREST |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950610 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 286 SEACREST DR, INLET BEACH, FL 32461-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 20200049321 |
| Deed Book / Page | 3171 / 3035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 286 SEACREST DR, INLET BEACH, FL 32461-7047 |
| Document Number | 0031713035 |
| Book / Page | 3171 / 3035 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 20200049321 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 GENEVA AVE, 403, PANAMA CITY BEACH, FL 32407-2941 |
| Name | Verified Name |
|---|---|
| Address | 2920 CARLISLE ST, DALLAS, TX 75204-1007 |
| Document Number | 0031713037 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 3171/3037 |
| Name | VERITEX COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 30, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801,224 (-0.74%) Land $437,500 Building $1,363,724 | $1,801,224 (-0.74%) Land $437,500 Building $1,363,724 | |
| 2024 | $9,400.00 (+3.66%) | ||
| 2023 | $9,068.00 (+1.09%) Homeowner's exemption | $1,814,708 (+19.33%) Land $437,500 Building $1,377,208 | $1,814,708 (+19.33%) Land $437,500 Building $1,377,208 |
| 2022 | $8,970.00 Homeowner's exemption | $1,520,767 Land $310,385 Building $1,210,382 | $1,520,767 Land $310,385 Building $1,210,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 645 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,249 units insured incl. 604 condo units |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon, Wildstar Networks.
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