257 Seacrest Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 257 Seacrest Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,858 sqft · built 2022
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$2,231,000 (Apr 2023)
Tax Bill	$15,055 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16050-00B-0190`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16050-00B-0190`
Alternative APNs	`27-318-16050-00B-0190` `1057312`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	3,564 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	257 SEACREST DR
City	INLET BEACH
State	FL
Zip	32461-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 19 BLK B SEACREST PB 3-54 OR 658-179 OR 1873-147 OR 2961-3153 OR 3232-1295 OR 3285-3410
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST
Legal Block	B
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

257 Seacrest Dr is owned by two individuals who bought it in April 2023.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1526 DARTMOUTH DR, AUBURN, AL 36830-2970
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Dec 30, 2021	Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Document Number	202311703
Deed Book / Page	3285 / 3410
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	0029613153
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 5, 2023
Property Address	257 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0032853410
Book / Page	3285 / 3410
Map Reference	MB 3 PG 54
Instrument Date	Mar 29, 2023
Instrument	20230011703
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 GENEVA AVE, PANAMA CITY BEACH, FL 32407-2941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 DARTMOUTH DR, AUBURN, AL 36830-2970

Mortgage

Document Number	0032853414
Date	Apr 5, 2023
Instrument	3285/3414

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	Dec 30, 2021
Property Address	257 SEACREST DR, INLET BEACH, FL 32461-7044
Document Number	0032321295
Book / Page	3232 / 1295
Map Reference	MB 3 PG 54
Instrument Date	Dec 29, 2021
Instrument	20210064710
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 MARILYN AVE NW, FORT WALTON BEACH, FL 32548-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 GENEVA AVE, PANAMA CITY BEACH, FL 32407-2941
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 257 Seacrest Dr was $15,055, down 8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,055.00 (-7.99%)	$1,704,801 Land $625,000 Building $1,079,801	$1,704,801 Land $625,000 Building $1,079,801
2024	$16,363.00 (+3.5%)
2023	$15,810.00 (+284.77%)	$1,813,059 (+308.89%) Land $625,000 Building $1,188,059	$1,813,059 (+308.89%) Land $625,000 Building $1,188,059
2022	$4,109.00	$443,407 Land $443,407	$443,407 Land $443,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 257 Seacrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Seacrest Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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