304 River Dr, Lolo, MT 59847 Property Records

Missoula County property record for 304 River Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1977
Lot Size	0.423 acres (18,426 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Oct 2023)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0452471`

Property Details

APN / Parcel Number

Primary APN	`R0452471`
Alternative APNs	`04-2092-26-2-13-02-0000` `0000728403` `0728403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,426 sqft (0.423 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000728403
Street Address	304 RIVER DR
City	LOLO
State	MT
Zip	59847-8731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 10, LOT 2
Legal Range	20W
Legal Township	12N
Legal Section	26
Legal Subdivision	LAKE VIEW ADDITION
Legal Block	10
Legal Lot Number	2
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1008
Census Tract	1501

Owner

Source: Missoula County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 RIVER DR, LOLO, MT 59847-8731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Transfer on Death Deed, Transfer
Feb 25, 2026	Intrafamily Transfer, Transfer
Oct 20, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage TRAILWEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	202313224
Deed Book / Page	1094 / 517
Last Transfer Date	Feb 24, 2026
Transfer Doc	0011250278
Record Updated	Sep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 25, 2026
Property Address	304 RIVER DR, LOLO, MT 59847-8731
Document Number	0011250279
Book / Page	1125 / 279
Instrument Date	Feb 24, 2026
Instrument	202602816
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	304 RIVER DR, LOLO, MT 59847-8731

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Feb 25, 2026
Property Address	304 RIVER DR, LOLO, MT 59847-8731
Document Number	0011250278
Book / Page	1125 / 278
Instrument Date	Feb 24, 2026
Instrument	202602815
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RIVER DR, LOLO, MT 59847-8731

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MISSOULA MT
Recording Date	Oct 20, 2023
Property Address	304 RIVER DR, LOLO, MT 59847-8731
Document Number	0010940517
Book / Page	1094 / 517
Instrument Date	Oct 16, 2023
Instrument	202313224
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RIVER DR, LOLO, MT 59847-8731

Mortgage

Document Number	0202313225
Date	Oct 20, 2023
Instrument	202313225

Lender

Name	TRAILWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00 (-21.05%)	$488,500 (+11.91%) Land $143,227 Building $345,273	$488,500 (+11.91%) Land $143,227 Building $345,273
2024	$5,013.00 (-4.55%)
2023	$5,252.00	$436,500	$436,500 Land $137,814 Building $298,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Centric Integrated Systems Fixed Wireless	1,000 / 1,000

May also be available: Rocky Mountain Internet, T-Mobile USA.

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