Warren County property record for 309 Reading Rd, Mason, OH 45040
| Property Type | Commercial |
|---|---|
| Details | 3,184 sqft · built 1959 |
| Lot Size | 0.311 acres (13,695 sqft) |
| Owner | Company Name on Record |
| Last Sale | $260,000 (Nov 2009) |
| Tax Bill | $6,027 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-36-405-005-0 |
| Primary APN | 16-36-405-005-0 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,184 sqft Gross Area |
| 1st Floor Area | 3,184 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Brick |
| Lot Area | 13,695 sqft (0.311 acres) |
| Lot Dimensions | 165 ft deep x 83 ft wide |
| Porch | Open Porch |
| Porch Area | 94 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1109286 |
|---|---|
| Street Address | 309 READING RD |
| City | MASON |
| State | OH |
| Zip | 45040-1511 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIGINAL PLAT LOT 89 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 286 |
| Legal Lot Number | 89 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 31908 |
Source: Warren County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4389 N MASON MONTGOMERY RD, MASON, OH 45040-9175 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CREDIT UNION INC |
| Apr 28, 2021 | Deed of Trust, Mortgage · SBA Mortgage VALLEY CENTRAL BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage VALLEY CTRL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2009 · Amount on Record |
| Deed Sale | Nov 3, 2009 · Amount on Record |
| Prior Sale | Jun 25, 1999 · Amount on Record |
| Deed Document Number | 2009758179 |
| Deed Book / Page | 4979 / 984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 4, 2026 |
| Property Address | 309 READING RD, MASON, OH 45040-1511 |
| Document Number | 0000011909 |
| Instrument Date | May 1, 2026 |
| Instrument | 202611909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4389 N MASON MONTGOMERY RD, MASON, OH 45040-9175 |
| Document Number | 0000011909, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202611909 |
| Name | RIVER VALLEY CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 309 READING RD, MASON, OH 45040-1511 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4389 N MASON MONTGOMERY RD, MASON, OH 45040-9175 |
| Document Number | 0000019788 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-019788 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | HAMILTON, OH 45011 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 309 READING RD, MASON, OH 45040-1511 |
| Document Number | 0000026422 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 309 READING RD MASON OH 450401511, MASON, OH 45040-1511 |
| Document Number | 0000026422 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 26422 |
| Name | VALLEY CTRL BK |
|---|---|
| Address | LIBERTY TOWNSHIP, OH 45011 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 11, 2039 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,027.00 (+3.31%) | $98,550 (+11.09%) Land $22,440 Building $76,110 | $281,570 (+11.09%) Land $64,100 Building $217,470 |
| 2024 | $5,834.00 (+0.53%) | ||
| 2023 | $5,803.00 (+1.34%) | $88,715 (-) Land $20,395 Building $68,320 | |
| 2022 | $5,726.00 | $88,715 Land $20,395 Building $68,320 | $253,470 (-) Land $58,270 Building $195,200 |
| 2021 | $253,470 Land $58,270 Building $195,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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