Clay County property record for 309 Porter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1996 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-04-013.00 |
| Primary APN | 05-319-00-04-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 309 PORTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 5TH PLAT LT 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 05 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 22000 |
309 Porter Dr is held in a trust since February 2021.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 10504, KANSAS CITY, MO 64188-0504 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit PONY EXPRESS BANK |
| Feb 3, 2021 | Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC |
| Jun 12, 2017 | Deed of Trust, Mortgage FIRST FED'L BK/KANSAS CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 |
| Deed Sale | Feb 3, 2021 |
| Deed Document Number | 20214955 |
| Deed Book / Page | 8951 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 309 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008760 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 8977/43 |
| Instrument | 2021008760 |
| Name | PONY EXPRESS BANK |
|---|---|
| Type | Bank |
| Address | LIBERTY, MO 64068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Feb 3, 2021 |
| Property Address | 309 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000004955 |
| Book / Page | 8951 / 94 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021004955 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 10504, KANSAS CITY, MO 64188-0504 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 309 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000020159 |
| Book / Page | 007987 / 000064 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 PORTER DR SMITHVILLE MO 640899619, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000020159 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 007987/000064 |
| Instrument | 20159 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2047 |
The 2025 property tax bill for 309 Porter Dr was $2,928.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 | $41,140 | $216,526 |
| 2023 | $2,472.00 | $35,800 | $188,421 |
| 2019 | $2,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Porter Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Porter Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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