Clay County property record for 301 Porter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 2002 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,540 (Jul 2026) |
| Tax Bill | $3,344 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-04-017.00 |
| Primary APN | 05-319-00-04-017.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 301 PORTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 6TH PLAT LT 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 06 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 22000 |
Source: Clay County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · VA Mortgage CANOPY MORTGAGE LLC |
| Nov 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Nov 2, 2023 | Warranty Deed, Transfer COFFELT LAND TITLE INC |
| Mar 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF THE MIDWEST |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Nov 2, 2023 |
| Deed Document Number | 202620790 |
| Deed Book / Page | 10220 / 126 |
| Prior Transfer Date | Jan 27, 2016 |
| Prior Transfer Doc | 0000007633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 29, 2026 |
| Property Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000020790 |
| Book / Page | 10220 / 126 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202620790 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | PRESTIGE TITLE, PRESTIGE LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000020819, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 10220/155 |
| Instrument | 202620819 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000026857 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 9651/68 |
| Instrument | 2023026857 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Nov 2, 2023 |
| Property Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000026781 |
| Book / Page | 9650 / 185 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023026781 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | COFFELT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007796 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 8159/080 |
| Instrument | 2018007796 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038396 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 8831/98 |
| Instrument | 2020038396 |
| Name | CENTRAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | LEES SUMMIT, MO 64063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 301 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000005180 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 301 PORTER DR SMITHVILLE MO 640899619, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000005180 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 008609/000014 |
| Instrument | 5180 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,344.00 | $46,990 (+31.07%) | $247,316 (+31.07%) |
| 2023 | $35,850 | $188,684 | |
| 2019 | $2,070.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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