Clay County property record for 306 Porter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,394 sqft · built 1996 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $286,650 (Dec 2025) |
| Tax Bill | $3,663 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-07-003.00 |
| Primary APN | 05-319-00-07-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 2,765 sqft |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 165 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 771 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 306 PORTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 5TH PLAT LT 6 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 05 |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22000 |
306 Porter Dr is owned by a company that bought it in December 2025.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 306 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Owner Type | Company |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on File |
| Deed Sale | Dec 8, 2025 · Amount on File |
| Prior Sale | Oct 28, 2021 |
| Deed Document Number | 202531674 |
| Deed Book / Page | 10066 / 95 |
| Prior Transfer Date | Sep 4, 2015 |
| Prior Transfer Doc | 0000032845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 8, 2025 |
| Property Address | 306 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000031674 |
| Book / Page | 10066 / 95 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025031674 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | COFFELT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000031985 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025031985 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 306 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|---|
| Address | 241 NW 180TH ST, SMITHVILLE, MO 64089-8747 |
| Document Number | 0000047145 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 9219/120 |
| Instrument | 2021047145 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 28, 2021 |
| Property Address | 306 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000046848 |
| Book / Page | 9217 / 131 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021046848 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000047145 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021047145 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 306 Porter Dr was $3,663.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,663.00 | $51,470 | $270,895 |
| 2023 | $3,095.00 | $44,820 | $235,894 |
| 2019 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 306 Porter Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Porter Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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