Clay County property record for 304 Porter Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,204 sqft · built 1996 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,000 (Feb 2017) |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-07-004.00 |
| Primary APN | 05-319-00-07-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 165 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 304 PORTER DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 5TH PLAT LT 5 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 05 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit MAZUMA CU |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 17, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Feb 16, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2017 · Amount on File |
| Deed Sale | Feb 16, 2017 · Amount on File |
| Prior Sale | May 13, 2015 · Amount on File |
| Deed Document Number | 20175143 |
| Deed Book / Page | 7908 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003776 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 9696/105 |
| Instrument | 2024003776 |
| Name | MAZUMA CU |
|---|---|
| Type | Credit Union |
| Address | OVERLAND PARK, KS 66223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027804 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 9096/181 |
| Instrument | 2021027804 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000036164 |
| Book / Page | 008072 / 000125 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 PORTER DR SMITHVILLE MO 640899619, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000036164 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 008072/000125 |
| Instrument | 36164 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Feb 16, 2017 |
| Property Address | 304 PORTER DR, SMITHVILLE, MO 64089-9619 |
| Document Number | 0000005143 |
| Book / Page | 007908 / 000120 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 5143 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 PORTER DR SMITHVILLE MO 640899619, SMITHVILLE, MO 64089-9619 |
| Document Number | 5144 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 007908/000121 |
| Instrument | 5144 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2047 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,349.00 (+18.42%) | $47,060 (+14.89%) | $247,684 (+14.89%) |
| 2023 | $2,828.00 (+23.33%) | $40,960 | $215,578 |
| 2019 | $2,293.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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