Lancaster County property record for 309 Pine St, Panama, NE 68419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1935 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2020) |
| Tax Bill | $4,443 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-307-001-000 |
| Primary APN | 20-03-307-001-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| 2nd Floor Area | 870 sqft |
| Upper Floors Area | 870 sqft |
| Basement Area | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 100 ft deep x 142 ft wide |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 58 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 309 PINE ST |
|---|---|
| City | PANAMA |
| State | NE |
| Zip | 68419-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PANAMA, BLOCK 16, LOT 1 - 3 |
| Legal Subdivision | PANAMA |
| Legal Block | 16 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | PANAMA |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10402 |
309 Pine St is owned and occupied by an individual who bought it in May 2020.
Source: Lancaster County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 309 PINE ST, PANAMA, NE 68419-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| May 15, 2020 | Warranty Deed, Transfer · FHA Mortgage LIBERTY FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on File |
| Deed Sale | May 15, 2020 · Amount on File |
| Prior Sale | Dec 5, 2006 · Amount on File |
| Deed Document Number | 2020021340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 309 PINE ST, PANAMA, NE 68419-9714 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000013980 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 2024013980 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | May 15, 2020 |
| Property Address | 309 PINE ST, PANAMA, NE 68419-9714 |
| Document Number | 0000021340 |
| Instrument Date | May 12, 2020 |
| Instrument | 2020021340 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NEBRASKA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000021341 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 2020021341 |
| Name | LIBERTY FIRST CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 309 Pine St was $4,443.
Source: Lancaster County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Panama Village |
| Unified School District | Norris School District 160 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,443.00 | $263,500 Land $40,000 Building $223,500 | $263,500 Land $40,000 Building $223,500 |
| 2023 | $3,395.00 | $209,900 Land $32,000 Building $177,900 | $209,900 Land $32,000 Building $177,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Pine St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 88% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF PANAMA serves 250 people · EPA ID NE3110908 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fixed Wireless in parts of the area | 200 / 20 |
May also be available: Big Red Communications, GigFire.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures