111 Pine St, Panama, NE 68419 Property Records

Lancaster County property record for 111 Pine St, Panama, NE 68419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,418 sqft · built 1920
Lot Size	0.283 acres (12,306 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Nov 2022)
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-312-001-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-312-001-000`
Alternative APNs	`2003311001000` `111181`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	12,306 sqft (0.283 acres)
Lot Dimensions	149 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	111 PINE ST
City	PANAMA
State	NE
Zip	68419-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BUIS ADDITION, LOT 1
Legal Subdivision	BUIS ADDITION
Legal Lot Number	1
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3026
Census Tract	10402

Owner

Source: Lancaster County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111, PANAMA, NE 68419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARBOR BANK
Nov 15, 2022	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 11, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Sep 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	202246634
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	111 PINE ST, PANAMA, NE 68419-9712
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PINE ST, PANAMA, NE 68419-9712

Mortgage

Document Number	0000041396
Date	Dec 4, 2025
Instrument	2025041396

Lender

Name	ARBOR BANK
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Nov 15, 2022
Property Address	111 PINE ST, PANAMA, NE 68419-9712
Document Number	0000046634
Instrument Date	Nov 10, 2022
Instrument	2022046634
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	SUMNER TITLE AND ESCROW LLC, CONSUMER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046635
Date	Nov 15, 2022
Instrument	2022046635

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	111 PINE ST, PANAMA, NE 68419-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034430
Date	Aug 30, 2018
Instrument	2018034430

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	111 PINE ST, PANAMA, NE 68419-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040525
Date	Oct 11, 2019
Instrument	2019040525

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	802 Months
Due	Aug 18, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.54%
Type Change Date	Oct 1, 2020
Index	1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	111 PINE ST, PANAMA, NE 68419-9712
Document Number	0000040526
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 PINE ST PANAMA NE 684199712, PANAMA, NE 68419-9712

Mortgage

Document Number	0000040526
Date	Oct 11, 2019
Instrument	40526

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Oct 10, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.54%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Panama Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (+63.47%)	$130,600 (+16.09%) Land $40,000 Building $90,600	$130,600 (+16.09%) Land $40,000 Building $90,600
2024	$1,347.00 (-25.99%)
2023	$1,820.00	$112,500 Land $32,000 Building $80,500	$112,500 Land $32,000 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PANAMA serves 250 people · EPA ID NE3110908
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

May also be available: Big Red Communications, GigFire, Nextlink.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures