306 Pine St, Panama, NE 68419 Property Records

Lancaster County property record for 306 Pine St, Panama, NE 68419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1930
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2018)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-306-017-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-306-017-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1930
Architectural Style	Bungalow
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	142 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	306 PINE ST
City	PANAMA
State	NE
Zip	68419-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PANAMA, BLOCK 15, LOT 16, & LOT 17 EX N13.83'
Legal Subdivision	PANAMA
Legal Block	15
Legal Lot Number	16
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3038
Census Tract	10402

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 PINE ST, PANAMA, NE 68419-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LPS EMPLOYEES FCU
Aug 31, 2018	Warranty Deed, Transfer · FHA Mortgage PIVOT LNDG GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	2018034585
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	306 PINE ST, PANAMA, NE 68419-9714
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009763
Date	Feb 11, 2021
Instrument	2021009763

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	306 PINE ST, PANAMA, NE 68419-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032778
Date	Aug 7, 2017
Instrument	2017032778

Lender

Name	LPS EMPLOYEES FCU
Type	Credit Union
Address	LINCOLN, NE 68510

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2027

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Aug 31, 2018
Property Address	306 PINE ST, PANAMA, NE 68419-9714
Document Number	0000034585
Instrument Date	Aug 29, 2018
Instrument	34585
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 PINE ST PANAMA NE 684199714, PANAMA, NE 68419-9714

Mortgage

Document Number	34586
Date	Aug 31, 2018
Instrument	34586

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Panama Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+10.94%)	$167,200 (+6.43%) Land $40,000 Building $127,200	$167,200 (+6.43%) Land $40,000 Building $127,200
2023	$2,541.00	$157,100 Land $32,000 Building $125,100	$157,100 Land $32,000 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PANAMA serves 250 people · EPA ID NE3110908
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

May also be available: Big Red Communications, GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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