106 Pine St, Panama, NE 68419 Property Records

Lancaster County property record for 106 Pine St, Panama, NE 68419

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1971
Lot Size	0.244 acres (10,646 sqft)
Owner	Company Name on Record
Last Sale	$111,000 (Nov 2020)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-310-006-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-310-006-000`
Alternative APNs	`20-03-315-001-000` `2003310004000` `135620`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,646 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	106 PINE ST
City	PANAMA
State	NE
Zip	68419-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PANAMA 1ST ADDITION, LOT 1
Legal Subdivision	PANAMA 1ST ADDITION
Legal Block	23
Legal Lot Number	1
Jurisdiction	LANCASTER NE
Township / Civil Division	PANAMA
Census Block Group	3
Census Block	3043
Census Tract	10402

Owner

Source: Lancaster County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	209 W 4TH ST, PANAMA, NE 68419-9600
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit WESTERN NATIONAL BANK
Oct 30, 2023	Intrafamily Transfer, Transfer
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SLA
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK
Nov 16, 2020	Personal Representative Deed, Transfer · Line of Credit EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202061347
Last Transfer Date	Oct 30, 2023
Transfer Doc	0000032511
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Recording Date	Sep 17, 2026
Property Address	106 PINE ST, PANAMA, NE 68419-9712
Document Number	0000035181
Instrument Date	Sep 17, 2026
Instrument	202635181
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	209 W 4TH ST, PANAMA, NE 68419-9600

Mortgage

Document Number	0000035181,
Date	Sep 17, 2026
Instrument	202635181

Lender

Name	WESTERN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2031

Interest

Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Oct 30, 2023
Property Address	106 PINE ST, PANAMA, NE 68419-9712
Document Number	0000032511
Instrument Date	Oct 30, 2023
Instrument	2023032511
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W 4TH ST, PANAMA, NE 68419-9600

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	106 PINE ST, PANAMA, NE 68419-9712
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071817
Date	Dec 10, 2021
Instrument	2021071817

Lender

Name	HOME FEDERAL SLA
Type	Bank
Address	ABIE, NE 68001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Aug 10, 2021
Property Address	106 PINE ST, PANAMA, NE 68419-9712
Document Number	0000048317
Instrument Date	Jul 30, 2021
Instrument	2021048317
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000048318
Date	Aug 10, 2021
Instrument	2021048318

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LANCASTER NE
Recording Date	Nov 16, 2020
Property Address	106 PINE ST, PANAMA, NE 68419-9712
Document Number	0000061347
Instrument Date	Nov 10, 2020
Instrument	2020061347
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NEBRASKA TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061348
Date	Nov 16, 2020
Instrument	2020061348

Lender

Name	EXCHANGE BANK
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Panama Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (+30.56%)	$153,800 (+10.57%) Land $40,000 Building $113,800	$153,800 (+10.57%) Land $40,000 Building $113,800
2024	$1,986.00 (-29.37%)
2023	$2,812.00	$139,100 Land $32,000 Building $107,100	$139,100 Land $32,000 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 71% of Nebraska
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PANAMA serves 250 people · EPA ID NE3110908
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

May also be available: Big Red Communications, GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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