309 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 309 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,164 sqft · built 2018
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (May 2021)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jul 2018 Loan Modification May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0346C-053-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-053-000`
Alternative APNs	`0063J053000` `0346C053` `6473`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,164 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	270 sqft
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6473
Street Address	309 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.51AC LOT 53 (OUT 63-22&22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	I
Legal Lot Number	53
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

309 Labrador Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 LABRADOR LN, GUYTON, GA 31312-4784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Loan Modification BANK OF NEWINGTON
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE
Dec 20, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Dec 20, 2018 · Amount on File
Deed Document Number	20211473
Deed Book / Page	2688 / 5
Transfer Doc	001754/270
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	309 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002477/665
Date	Jul 16, 2018
Book Page	2477/665
Instrument	006132

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2019

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 7, 2021
Property Address	309 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	00002688/5
Book / Page	2688 / 5
Instrument Date	May 7, 2021
Instrument	2021-001473
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CYPRESS CT, BORDENTOWN, NJ 08505-4247
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002688/0000000007
Date	May 11, 2021
Book Page	0000002688/0000000007
Instrument	005698

Lender

Name	KELLER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 20, 2018
Property Address	309 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002503/922
Book / Page	2503 / 922
Instrument Date	Dec 20, 2018
Instrument	2018-003518
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002503/0000000924
Date	Dec 26, 2018
Book Page	0000002503/0000000924
Instrument	011124

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 309 Labrador Ln was $3,823 with a homeowner's exemption, up 8.6% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,711 (-6.13%) Land $22,800 Building $94,911	$294,279 (-6.13%) Land $57,000 Building $237,279
2025	$3,823.00 (+8.64%) Homeowner's exemption	$125,395 (+10.88%) Land $22,800 Building $102,595	$313,488 (+10.88%) Land $57,000 Building $256,488
2024	$3,519.00 (+2.56%) Homeowner's exemption	$113,086 (-1.42%) Land $22,800 Building $90,286	$282,716 (-1.42%) Land $57,000 Building $225,716
2023	$3,431.00 (+5.57%)	$114,715 (+13.41%) Land $17,600 Building $97,115	$286,787 (+13.41%) Land $44,000 Building $242,787
2022	$3,250.00	$101,152 Land $14,800 Building $86,352	$252,879 Land $37,000 Building $215,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Labrador Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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