308 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 308 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 2006
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$240,900 (Jul 2021)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0346C-028-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-028-000`
Alternative APNs	`0063J028000` `0346C028` `6448`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6448
Street Address	308 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.51AC LOT 28 (OUT 63-22&22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	I
Legal Lot Number	28
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

308 Labrador Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 LABRADOR LN, GUYTON, GA 31312-4783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE
Jul 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	20212462
Deed Book / Page	2710 / 668
Prior Transfer Date	Mar 14, 2011
Prior Transfer Doc	002008/303
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	308 LABRADOR LN, GUYTON, GA 31312-4783
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LABRADOR LN, GUYTON, GA 31312-4783

Mortgage

Document Number	0000002710/0000000670
Date	Jul 27, 2021
Book Page	0000002710/0000000670
Instrument	009136

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 22, 2021
Property Address	308 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	2710/668
Book / Page	2710 / 668
Instrument Date	Jul 22, 2021
Instrument	2021-002462
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 LABRADOR LN, GUYTON, GA 31312-4783

Tax Assessment & Valuation

The 2025 property tax bill for 308 Labrador Ln was $2,797 with a homeowner's exemption, up 10.7% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,441 (-) Land $22,800 Building $101,641	$311,103 (-) Land $57,000 Building $254,103
2025	$2,797.00 (+10.73%) Homeowner's exemption	$124,441 (+12.93%) Land $22,800 Building $101,641	$311,103 (+12.93%) Land $57,000 Building $254,103
2024	$2,526.00 (+35.08%) Homeowner's exemption	$110,195 (+14.57%) Land $22,800 Building $87,395	$275,487 (+14.57%) Land $57,000 Building $218,487
2023	$1,870.00 (-21.13%) Homeowner's exemption	$96,182 (+13.48%) Land $17,600 Building $78,582	$240,455 (+13.48%) Land $44,000 Building $196,455
2022	$2,371.00 Homeowner's exemption	$84,757 Land $14,800 Building $69,957	$211,893 Land $37,000 Building $174,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Labrador Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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