313 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 313 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,893 sqft · built 2018
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Oct 2018)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0346C-051-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-051-000`
Alternative APNs	`0063J051000` `0346C051` `6471`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,893 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	40,946 sqft (0.94 acres)
Garage Area	693 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6471
Street Address	313 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.94 AC LOT 51 (OUT 63-22&22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	I
Legal Lot Number	51
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

313 Labrador Ln is owned and occupied by two individuals who acquired it in August 2019.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 20, 2018	Deed of Trust, Mortgage BANK OF NEWINGTON
Aug 22, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING
Aug 15, 2019	Warranty Deed, Transfer
Oct 19, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ON Q FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Document Number	20182835
Deed Book / Page	2493 / 874
Last Transfer Date	Aug 15, 2019
Transfer Doc	002541/861
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002958/0000000419
Date	Feb 25, 2025
Book Page	0000002958/0000000419
Instrument	D2025001404

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jan 1, 2049

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	IAN TITLE, ICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002875/0000000771
Date	Oct 13, 2023
Book Page	0000002875/0000000771

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002456/290
Date	Mar 20, 2018
Book Page	2456/290
Instrument	002188

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2019

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002541/0000000864
Date	Aug 22, 2019
Book Page	0000002541/0000000864
Instrument	007047

Lender

Name	JFQ LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 15, 2019
Property Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002541/861
Book / Page	2541 / 861
Instrument Date	Aug 15, 2019
Instrument	2019-002232
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LABRADOR LN, GUYTON, GA 31312-4784

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 19, 2018
Property Address	313 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002493/874
Book / Page	2493 / 874
Instrument Date	Oct 19, 2018
Instrument	2018-002835
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002493/0000000875
Date	Oct 22, 2018
Book Page	0000002493/0000000875
Instrument	009217

Lender

Name	ON Q FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 313 Labrador Ln was $3,480 with a homeowner's exemption, up 10.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,574 (-6.09%) Land $22,800 Building $119,774	$356,435 (-6.09%) Land $57,000 Building $299,435
2025	$3,480.00 (+10.79%) Homeowner's exemption	$151,819 (+15.59%) Land $22,800 Building $129,019	$379,548 (+15.59%) Land $57,000 Building $322,548
2024	$3,141.00 (+28.78%) Homeowner's exemption	$131,339 (+10.85%) Land $22,800 Building $108,539	$328,347 (+10.85%) Land $57,000 Building $271,347
2023	$2,439.00 (-17.6%) Homeowner's exemption	$118,483 (+13.4%) Land $17,600 Building $100,883	$296,208 (+13.4%) Land $44,000 Building $252,208
2022	$2,960.00 Homeowner's exemption	$104,485 Land $14,800 Building $89,685	$261,213 Land $37,000 Building $224,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Labrador Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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