343 Harmony Dr, Nebo, NC 28761 Property Records

McDowell County property record for 343 Harmony Dr, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 2002
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (May 2021)
Tax Bill	$534 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1731-00-93-4722`

Property Details

APN / Parcel Number

Primary APN	`1731-00-93-4722`
Alternative APN	`74772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74772
Street Address	343 HARMONY DR
City	NEBO
State	NC
Zip	28761-7726
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.29 AC LT 22 HARMONY EST SD PB 4/369
Legal Subdivision	HARMONY EST
Legal Lot Number	22
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	970904

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	343 HARMONY DR, NEBO, NC 28761-7726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	0000013544
Deed Book / Page	1354 / 4
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 18, 2021
Property Address	343 HARMONY DR, NEBO, NC 28761-7726
Document Number	0013540004
Book / Page	1354 / 4
Map Reference	MB 4 PG 369&370
Instrument Date	May 14, 2021
Instrument	2021003246
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 HEDGE DR, MARION, NC 28752-6718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 HARMONY DR, NEBO, NC 28761-7726

Mortgage

Document Number	2021003247
Date	May 18, 2021
Instrument	2021003247

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 29, 2018
Property Address	343 HARMONY DR, NEBO, NC 28761-7726
Document Number	0012530643
Book / Page	1253 / 0643
Map Reference	MB 4 PG 369-370
Instrument Date	Aug 29, 2018
Instrument	2018003971
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	343 HARMONY DR, NEBO, NC 28761-7726

Mortgage

Document Number	2018003972
Date	Aug 29, 2018
Instrument	2018003972

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$534.00 (+3.09%)	$78,790 (-) Land $10,000 Building $68,790
2023	$518.00	$78,790 Land $10,000 Building $68,790	$78,790 Land $10,000 Building $68,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyrunner, Verizon.

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