Hamilton County property record for 309 Guild Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,159 sqft · built 1942 |
| Lot Size | 0.329 acres (14,336 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $349,900 (Aug 2023) |
| Tax Bill | $1,409 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158H K 031 |
| Primary APN | 158H K 031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,159 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,336 sqft (0.329 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100269 |
|---|---|
| Street Address | 309 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 34 BLK 11 BRAINERD HILLS PB 13 PG 22 |
| Legal Subdivision | BRAINERD HILLS |
| Legal Block | 11 |
| Legal Lot Number | 34 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3400 |
Source: Hamilton County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Aug 28, 2023 | Warranty Deed, Transfer FOOTHILLS TITLE SERVICES INC |
| Nov 30, 2022 | Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC |
| Jul 6, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BLUESTONE FINANCE LLC |
| Nov 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Nov 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | Nov 30, 2022 · Amount on Record |
| Deed Document Number | 20235 |
| Deed Book / Page | 13383 / 331 |
| Prior Transfer Date | Nov 14, 1995 |
| Prior Transfer Doc | 0047260641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 0000000043 |
| Book / Page | 14273 / 229 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202643 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 16, 2026 |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 0000000137 |
| Book / Page | 14265 / 351 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026137 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 0000000137, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 14265/351 |
| Instrument | 2026137 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 28, 2023 |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 0000000005 |
| Book / Page | 13383 / 331 |
| Map Reference | MB 807 PG 278 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023082800005 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,294.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 30, 2022 |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 0000000201 |
| Book / Page | 13154 / 360 |
| Map Reference | MB 807 PG 278 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022113000201 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,091.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4037 GENERAL MARTIN LN, FRANKLIN, TN 37064-1569 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 6, 2022 |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 0000000188 |
| Book / Page | 13016 / 535 |
| Map Reference | MB 807 PG 278 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022070600188 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13465 MIDWAY RD STE 102, 102, DALLAS, TX 75244-5191 |
| Investor | Possibly a Property Investor |
| Document Number | 0130160538 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 13016-0538 |
| Name | BLUESTONE FINANCE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 1111000046 |
| Instrument Date | Nov 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 GUILD DR CHATTANOOGA TN 374213920, CHATTANOOGA, TN 37421-3920 |
| Document Number | 1111000046 |
|---|---|
| Date | Nov 11, 2019 |
| Book Page | 011815/000968 |
| Instrument | 191111000046 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 10, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 29, 2018 |
| Property Address | 309 GUILD DR, CHATTANOOGA, TN 37421-3920 |
| Document Number | 1129000052 |
| Book / Page | 011511 / 000236 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 181129000052 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5889 WESTCHESTER CT ROCHESTER MI 483062388, ROCHESTER, MI 48306-2388 |
| Document Number | 1129000053 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 011511/000238 |
| Instrument | 181129000053 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,409.00 (+12.63%) | $93,000 (+66.29%) | $372,000 (+66.29%) Land $75,000 Building $297,000 |
| 2024 | $1,251.00 | $55,925 (-) | $223,700 (-) Land $50,000 Building $173,700 |
| 2023 | $1,251.00 | $55,925 (-) | $223,700 (-) Land $50,000 Building $173,700 |
| 2022 | $1,251.00 | $55,925 | $223,700 Land $50,000 Building $173,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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