Hamilton County property record for 304 Guild Dr, Chattanooga, TN 37421 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 11,009 sqft (0.252 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2026) |
| Tax Bill | $1,441.00 (2025) |
| Primary APN | 158I B 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,728 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,009 sqft (0.252 acres) |
| Depth X Width | 167 ft x 69.9 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0000100324 |
|---|---|
| Street Address | 304 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3919 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 10 MC REYNOLDS FARM PB 13 PG 28 |
| Legal Subdivision | BRAINERD HILLS |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 8 |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 3400 |
Source: Hamilton County records · APN 158I B 003
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK |
| Feb 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) RENE & JUDITH C BRUZON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2026 · Amount on Record |
| Deed Sale | Aug 07, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2020 · Amount on Record |
| Deed Doc Number | 2026080797 |
| Deed Book / Page | 14397 / 469 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 07, 2026 |
| Property Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000097 |
| Book / Page | 14397 / 469 |
| Instrument Date | Aug 06, 2026 |
| Instrument | 202697 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CITY TITLE, BRIDGE CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,189.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000098, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 2026798 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000182 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 12333/671 |
| Instrument | 2021012800182 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 17, 2022 |
| Property Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000220 |
| Book / Page | 12850 / 503 |
| Map Reference | MB 807 PG 278 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022021700220 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,108.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0012850505 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 12850/505 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 17, 2020 |
| Property Address | 304 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 1117000250 |
| Book / Page | 012236 / 000121 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 201117000250 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 304 GUILD DR CHATTANOOGA TN 374213919, CHATTANOOGA, TN 37421-3919 |
| Document Number | 1117000251 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 012236/000123 |
| Instrument | 201117000251 |
| Name | RENE & JUDITH C BRUZON |
|---|---|
| Address | 6618 CAMP GORDON RUN RD, CHATTANOOGA, TN 37421 |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (+33.92%) | $95,075 (+97.66%) | $380,300 (+97.66%) Land $75,000 Building $305,300 |
| 2024 | $1,076.00 | $48,100 (-) | $192,400 (-) Land $40,000 Building $152,400 |
| 2023 | $1,076.00 | $48,100 (-) | $192,400 (-) Land $40,000 Building $152,400 |
| 2022 | $1,076.00 | $48,100 | $192,400 Land $40,000 Building $152,400 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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