304 Guild Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 304 Guild Dr, Chattanooga, TN 37421 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,728 sqft Living Area
Lot Size11,009 sqft (0.252 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2026)
Tax Bill$1,441.00 (2025)

Property Details

APN / Parcel Number

Primary APN158I B 003
Alternative APN
  • 0000100324

Interior

Full Baths2 Baths
Building Area1,728 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1982
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,009 sqft (0.252 acres)
Depth X Width167 ft x 69.9 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000100324
Street Address304 GUILD DR
CityCHATTANOOGA
StateTN
Zip37421-3919
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 10 MC REYNOLDS FARM PB 13 PG 28
Legal SubdivisionBRAINERD HILLS
Legal Block10
Legal Lot Number3
JurisdictionHAMILTON TN
Minor Civil Division8
Census Blockgroup2
Census Block2010
Census Tract3400

Owner

Source: Hamilton County records · APN 158I B 003

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 GUILD DR, CHATTANOOGA, TN 37421-3919
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
MILLENNIUM BANK
Feb 17, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE INVESTORS GROUP INC
Nov 17, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
RENE & JUDITH C BRUZON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2026 · Amount on Record
Deed SaleAug 07, 2026 · Amount on Record
Prior SaleNov 17, 2020 · Amount on Record
Deed Doc Number2026080797
Deed Book / Page14397 / 469
Record RefreshedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 07, 2026
Property Address304 GUILD DR, CHATTANOOGA, TN 37421-3919
Document Number0000000097
Book / Page14397 / 469
Instrument DateAug 06, 2026
Instrument202697
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyCITY TITLE, BRIDGE CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125,189.50
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 GUILD DR, CHATTANOOGA, TN 37421-3919
InvestorPossibly a Property Investor

Mortgage

Document Number0000000098,
DateAug 07, 2026
Instrument2026798
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address304 GUILD DR, CHATTANOOGA, TN 37421-3919
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000182
DateJan 28, 2021
Book Page12333/671
Instrument2021012800182
Lender
NameMILLENNIUM BANK
TypeBank
AddressOOLTEWAH, TN 37363
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 17, 2022
Property Address304 GUILD DR, CHATTANOOGA, TN 37421-3919
Document Number0000000220
Book / Page12850 / 503
Map ReferenceMB 807 PG 278
Instrument DateFeb 14, 2022
Instrument2022021700220
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,108.15
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 GUILD DR, CHATTANOOGA, TN 37421-3919

Mortgage

Document Number0012850505
DateFeb 17, 2022
Instrument12850/505
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 17, 2020
Property Address304 GUILD DR, CHATTANOOGA, TN 37421-3919
Document Number1117000250
Book / Page012236 / 000121
Instrument DateNov 11, 2020
Instrument201117000250
Transaction TypeTransfer
Record UpdatedDec 02, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address304 GUILD DR CHATTANOOGA TN 374213919, CHATTANOOGA, TN 37421-3919

Mortgage

Document Number1117000251
DateNov 17, 2020
Book Page012236/000123
Instrument201117000251
Lender
NameRENE & JUDITH C BRUZON
Address6618 CAMP GORDON RUN RD, CHATTANOOGA, TN 37421
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,441.00 (+33.92%)$95,075 (+97.66%)$380,300 (+97.66%) Land $75,000 Building $305,300
2024$1,076.00$48,100 (-)$192,400 (-) Land $40,000 Building $152,400
2023$1,076.00$48,100 (-)$192,400 (-) Land $40,000 Building $152,400
2022$1,076.00$48,100$192,400 Land $40,000 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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