313 Guild Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 313 Guild Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,818 sqft · built 1943
Lot Size	0.732 acres (31,926 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2016)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158H K 029`

Property Details

APN / Parcel Number

Primary APN	`158H K 029`
Alternative APN	`0000100267`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,926 sqft (0.732 acres)
Lot Dimensions	255 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000100267
Street Address	313 GUILD DR
City	CHATTANOOGA
State	TN
Zip	37421-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 31 32 BLK 11 BRAINERD HILLS PB 13 PG 22
Legal Subdivision	BRAINERD HILLS
Legal Block	11
Legal Lot Number	31,32 32
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2019
Census Tract	3400

Owner

313 Guild Dr is owned and occupied by an individual who bought it in July 2016.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	313 GUILD DR, CHATTANOOGA, TN 37421-3920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on File
Deed Sale	Jul 8, 2016 · Amount on File
Prior Sale	May 7, 2009
Deed Document Number	2016070800146
Deed Book / Page	10793 / 206
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	313 GUILD DR, CHATTANOOGA, TN 37421-3920
Document Number	0803000014
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 GUILD DR CHATTANOOGA TN 374213920, CHATTANOOGA, TN 37421-3920

Mortgage

Document Number	0803000014
Date	Aug 3, 2020
Book Page	012097/000219
Instrument	200803000014

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 313 Guild Dr was $1,583, up 17.7% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (+17.7%)	$104,475 (+73.69%)	$417,900 (+73.69%) Land $75,000 Building $342,900
2024	$1,345.00	$60,150 (-)	$240,600 (-) Land $50,000 Building $190,600
2023	$1,345.00	$60,150 (-)	$240,600 (-) Land $50,000 Building $190,600
2022	$1,345.00	$60,150	$240,600 Land $50,000 Building $190,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Guild Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1979–2009)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Guild Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20