Hamilton County property record for 306 Guild Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,471 sqft · built 1950 |
| Lot Size | 0.266 acres (11,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Apr 2025) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158I B 004 |
| Primary APN | 158I B 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,471 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,601 sqft (0.266 acres) |
| Lot Dimensions | 175 ft deep x 69.9 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100325 |
|---|---|
| Street Address | 306 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 BLK 10 MC REYNOLDS FARM PB 13 PG 28 0069B 07 04 |
| Legal Subdivision | BRAINDERD HILLS |
| Legal Tract | 10 |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3400 |
306 Guild Dr is owned and occupied by an individual who bought it in April 2025.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2025 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Apr 21, 2025 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Deed Document Number | 2025227 |
| Deed Book / Page | 13896 / 269 |
| Prior Transfer Date | Apr 14, 2025 |
| Prior Transfer Doc | 0000000226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 21, 2025 |
| Property Address | 306 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000225 |
| Book / Page | 13896 / 261 |
| Map Reference | MB 807 PG 278 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025042100225 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TTL & GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000228 |
|---|---|
| Date | Apr 21, 2025 |
| Book Page | 13896/273 |
| Instrument | 2025042100228 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 21, 2025 |
| Property Address | 306 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000226 |
| Book / Page | 13896 / 265 |
| Map Reference | MB 807 PG 278 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2025042100226 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 306 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 1113000215 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 306 GUILD DR CHATTANOOGA TN 374213919, CHATTANOOGA, TN 37421-3919 |
| Document Number | 1113000215 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 012231/000479 |
| Instrument | 201113000215 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 306 Guild Dr was $1,331, up 30.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 (+30.49%) | $87,850 (+92.65%) | $351,400 (+92.65%) Land $75,000 Building $276,400 |
| 2024 | $1,020.00 | $45,600 (-) | $182,400 (-) Land $40,000 Building $142,400 |
| 2023 | $1,020.00 | $45,600 (-) | $182,400 (-) Land $40,000 Building $142,400 |
| 2022 | $1,020.00 | $45,600 | $182,400 Land $40,000 Building $142,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 306 Guild Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Guild Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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