309 Florence Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 309 Florence Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 896 sqft · built 1940
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Company Names on File
Tax Bill	$983 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-711-01`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-711-01`

Interior

Bedrooms	3 Beds
Half Baths	1 Half Bath
Building Area	896 sqft Building Perimeter
1st Floor Area	896 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	44,867 sqft (1.03 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 FLORENCE AVE
City	DOWAGIAC
State	MI
Zip	49047-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DW 1699 LOTS 82 & 83. ALSO S 22 FT OF LOTS 84 & 85. ALSO N 1/2 VACATED ALLEY LYING S OF LOTS 82 & 83. ALSO E 1/2 VACATED KING
Legal Subdivision	DR MC MASTERS ADD
Legal Lot Number	82,85
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4007
Census Tract	2000

Owner

309 Florence Ave is owned by a company that acquired it in December 2022 and is owner-occupied.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	309 FLORENCE AVE, DOWAGIAC, MI 49047-1304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 1, 2022
Transfer Doc	001227/137
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Dec 12, 2022
Property Address	309 FLORENCE AVE, DOWAGIAC, MI 49047-1304
Document Number	001227/137
Book / Page	1227 / 137
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 FLORENCE AVE, DOWAGIAC, MI 49047-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 LANGLEY AVE, SAINT JOSEPH, MI 49085-2147

Tax Assessment & Valuation

The 2025 property tax bill for 309 Florence Ave was $983 with a homeowner's exemption, up 1.5% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,000 (+17.21%) Land $47,000	$94,000 (+17.21%) Land $94,000
2025	$983.00 (+1.55%) Homeowner's exemption	$40,100 Land $40,100	$80,200 Land $80,200
2024	$968.00
2023		$33,200	$66,400
2022	$869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Florence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Florence Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20