Charlotte County property record for 272 E Virginia Ave, Punta Gorda, FL 33950
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 3 ba · 6,693 sqft · built 1974 |
| Lot Size | 1.1 acres (48,208 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Aug 2020) |
| Tax Bill | $10,770 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-06-408-005 |
| Primary APN | 41-23-06-408-005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 6,693 sqft Total Area |
| Gross Area | 6,865 sqft |
| 1st Floor Area | 6,432 sqft |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Concrete |
| Roof Material | Built-Up Asphalt |
| Lot Area | 48,208 sqft (1.1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 261 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Canopy | 172 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004701597 |
|---|---|
| Old Parcel Number | 00918170000002 |
| Street Address | 272 E VIRGINIA AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4961 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Local Zoning Code | CC |
| Legal Description | PUG 000 0041 0003 PUNTA GORDA BLK 41 LTS 3 4 5 6 7 8 9 10 11 12 442/879-80 444/450 1134/814 1508/930 RES16 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 06 |
| Legal Subdivision | PUNTA GORDA |
| Legal Block | 41 |
| Legal Lot Number | 3 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10302 |
272 E Virginia Ave, a commercial property, is owned by a company that bought it in August 2020 and is owner-occupied.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 272 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4961 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Aug 17, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHARLOTTE STATE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Prior Sale | Jul 18, 2001 · Amount on File |
| Deed Document Number | 2841672 |
| Deed Book / Page | 4617 / 161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 272 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 272 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4961 |
| Document Number | 0003301931 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 3301931 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 18, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 272 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4961 |
| Document Number | 0046170161 |
| Book / Page | 4617 / 161 |
| Map Reference | MB 1 PG 8 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2841672 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20527 TAPPAN ZEE DR, 20527, PORT CHARLOTTE, FL 33952-1322 |
| Name | Verified Name |
|---|---|
| Address | 272 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4961 |
| Document Number | 0004617162 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 4617/162 |
| Name | CHARLOTTE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 17, 2045 |
The 2025 property tax bill for 272 E Virginia Ave was $10,770.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,770.00 | $557,744 | $945,719 Land $530,288 Building $415,431 |
| 2023 | $460,945 (-8.37%) | $781,355 (+55.32%) Land $482,080 Building $299,275 | |
| 2022 | $9,167.00 | $503,061 Land $266,349 Building $236,712 | $503,061 Land $266,349 Building $236,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 272 E Virginia Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 272 E Virginia Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile.
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