Carroll County property record for 309 E Locust St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1984 |
| Lot Size | 0.221 acres (9,620 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,000 (Apr 2010) |
| Tax Bill | $2,884 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-006098 |
| Primary APN | 12-006098 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,620 sqft (0.221 acres) |
| Garage Type | Detached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 006098 |
|---|---|
| Street Address | 309 E LOCUST ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 - 9620 SQ FT E LOCUST ST 118-364 BELLEVUE ADD BLK 3 |
| Legal Subdivision | BELLEVUE ADD |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-006098
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8156 ARTIE KEMP RD, FREDERICK, MD 21701-3462 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2010 · Amount on Record |
| Deed Sale | Apr 07, 2010 · Amount on Record |
| Prior Sale | Mar 15, 2010 · Amount on Record |
| Deed Document Number | 201092563 |
| Deed Book / Page | 6152 / 304 |
| Record Updated | Sep 20, 2026 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,100 (+28.94%) Land $72,600 Building $139,500 | $212,100 (+28.94%) Land $72,600 Building $139,500 | |
| 2025 | $2,884.00 (+18.49%) | ||
| 2023 | $2,434.00 (+32.43%) | $164,500 (+1.11%) Land $72,600 Building $91,900 | $164,500 (-) Land $72,600 Building $91,900 |
| 2022 | $1,838.00 | $162,700 | $164,500 Land $72,600 Building $91,900 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Schurz Communications | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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