12 E Locust St, Union Bridge, MD 21791 Property Records

Carroll County property record for 12 E Locust St, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Charitable Organization, Fraternal
Year Built	Built 1961
Square Footage	6,000 sqft Total Area
Lot Size	33,223 sqft (0.763 acres)
Tax Bill	$8,773.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`12-002645`
Alternative APN	`002645`

Interior

Building Area	6,000 sqft Total Area
1st Floor	6,000 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	33,223 sqft (0.763 acres)
Shed	1 Shed

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	002645
Street Address	12 E LOCUST ST
City	UNION BRIDGE
State	MD
Zip	21791
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Charitable Organization, Fraternal
Legal Description	LT - 33223 SF 12 LOCUST AVE MASONIC LODGE HALL
Legal Subdivision	MASONIC LODGE HALL
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1030
Census Tract	512000

Owner

Source: Carroll County records · APN 12-002645

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	108 W LOCUST ST, UNION BRIDGE, MD 21791-9132
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Union Bridge Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,700 (+10.95%) Land $99,600 Building $558,100	$657,700 (+10.95%) Land $99,600 Building $558,100
2023	$8,773.00 Additional exemption filed	$592,800 Land $88,100 Building $504,700	$592,800 Land $88,100 Building $504,700

Flood & Wildfire

12 E Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.