Carroll County property record for 307 E Locust St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1947 |
| Square Footage | 1,238 sqft Total Area |
| Lot Size | 9,620 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2025) |
| Tax Bill | $2,561.00 (2025) |
| Primary APN | 12-007094 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,238 sqft Total Area |
| Basement Area | 200 sqft Basement |
| Finished Basement | 200 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco Exterior |
| Roof Material | Metal Roof |
| Lot Area | 9,620 sqft (0.221 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,430 sqft Shed |
| Patio Area | 120 sqft Patio |
| Porch Area | 48 sqft Porch |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 007094 |
|---|---|
| Street Address | 307 E LOCUST ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9133 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 15 - 9620 SF E LOCUST ST 1B-96 BLK 3 BELLEVUE ADD TO UN BRIDG |
| Legal Subdivision | BELLEVUE ADD |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 12, UNION BRIDGE |
| Census Blockgroup | 1 |
| Census Block | 1072 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-007094
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 E LOCUST ST, UNION BRIDGE, MD 21791-9133 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Oct 27, 2025 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2015 · Amount on Record |
| Deed Book / Page | 11596 / 416 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 307 E LOCUST ST, UNION BRIDGE, MD 21791-9133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | KING TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0101330253 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 10133/253 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 27, 2025 |
| Property Address | 307 E LOCUST ST, UNION BRIDGE, MD 21791-9133 |
| Document Number | 0115960416 |
| Book / Page | 11596 / 416 |
| Map Reference | LB ODG 118 FO 364 |
| Instrument Date | Oct 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 E LOCUST ST, UNION BRIDGE, MD 21791-9133 |
| Document Number | 0011596422 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 11596/422 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,300 (+10.35%) Land $72,600 Building $145,700 | $218,300 (-) Land $72,600 Building $145,700 | |
| 2025 | $2,561.00 (+10.29%) Homeowner's exemption | $197,833 (+26.09%) | $218,300 (+39.13%) Land $72,600 Building $145,700 |
| 2023 | $2,322.00 Homeowner's exemption | $156,900 Land $72,600 Building $84,300 | $156,900 Land $72,600 Building $84,300 |
307 E Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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