301 E Locust St, Union Bridge, MD 21791 Property Records

Carroll County property record for 301 E Locust St, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1948
Square Footage1,902 sqft Total Area
Lot Size10,500 sqft (0.241 acres)
GarageDetached, 480 sqft
OccupancyOwner Occupied
Tax Bill$2,712.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-003641
Alternative APN
  • 003641

Interior

Full Baths2 Baths
Building Area1,902 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area10,500 sqft (0.241 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
Porch Area38 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Account Number003641
Street Address301 E LOCUST ST
CityUNION BRIDGE
StateMD
Zip21791-9133
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLTS 10,11 - 10500 SF 301 E LOCUST ST 1B-96 BELLEVUE ADD BLK 3
Legal SubdivisionBELLEVUE ADD
Legal Block3
Legal Lot Number10,11
JurisdictionCARROLL MD
Minor Civil Division12, UNION BRIDGE
Census Blockgroup1
Census Block1072
Census Tract512000

Owner

Source: Carroll County records · APN 12-003641

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address301 E LOCUST ST, UNION BRIDGE, MD 21791-9133
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Feb 14, 2017Loan Modification, Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2010
Deed SaleOct 14, 2010
Prior SaleJun 22, 2007 · Amount on Record
Deed Doc Number2010838
Deed Book / Page6331 / 323
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address301 E LOCUST ST, UNION BRIDGE, MD 21791-9133
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109250400
DateNov 09, 2022
Book Page10925/400
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address301 E LOCUST ST, UNION BRIDGE, MD 21791-9133
Document Number0086340269
Book / Page008634 / 000269
Instrument DateFeb 14, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address301 E LOCUST ST UNION BRIDGE MD 217919133, UNION BRIDGE, MD 21791-9133

Mortgage

Document Number0086340269
DateMar 15, 2017
Book Page008634/000269
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2047
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$234,200 (+41%) Land $73,500 Building $160,700$234,200 (+41%) Land $73,500 Building $160,700
2025$2,712.00 (+10.33%) Homeowner's exemption
2023$2,458.00 Homeowner's exemption$166,100 Land $73,500 Building $92,600$166,100 Land $73,500 Building $92,600

Flood & Wildfire

301 E Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Union Bridge Historic District
listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Locust St

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