309 E 5TH ST UNIT 508, 508, DES MOINES, IA 50309-1982
Document Number
0000048363
Book / Page
19916 / 182
Instrument Date
Sep 18, 2024
Instrument
2024-00048363
Transaction Type
Transfer
Record Updated
Oct 16, 2025
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
309 E 5TH ST UNIT 508, 508, DES MOINES, IA 50309-1982
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
POLK IA
Property Address
309 E 5TH ST UNIT 508, 508, DES MOINES, IA 50309-1982
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
309 E 5TH ST 508, 508, DES MOINES, IA 50309-1982
Mortgage
Document Number
0000043769
Date
Oct 19, 2020
Book Page
18134/544
Instrument
2020-00043769
Lender
Name
VERIDIAN CU
Type
Credit Union
Address
WATERLOO, IA 50701
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
April 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
POLK IA
Recording Date
Apr 12, 2019
Property Address
309 E 5TH ST UNIT 508, 508, DES MOINES, IA 50309-1982
Document Number
0000072111
Book / Page
017289 / 000651
Instrument Date
Apr 10, 2019
Instrument
72111
Transaction Type
Transfer
Record Updated
May 14, 2019
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$596.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
309 E 5TH ST #508 DES MOINES IA 503091982, 508, DES MOINES, IA 50309-1982
Mortgage
Document Number
72113
Date
Apr 12, 2019
Book Page
017289/000657
Instrument
72113
Lender
Name
VERIDIAN CU
Type
Credit Union
Address
WATERLOO, IA 50701
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 11, 2049
April 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
POLK IA
Recording Date
Apr 12, 2019
Property Address
309 E 5TH ST UNIT 508, 508, DES MOINES, IA 50309-1982
Document Number
0000072110
Book / Page
017289 / 000649
Instrument Date
Mar 28, 2019
Instrument
72110
Transaction Type
Transfer
Record Updated
May 13, 2019
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Tax
$575.20
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
309 E 5TH ST #508 DES MOINES IA 503091982, 508, DES MOINES, IA 50309-1982
Tax Assessment & Valuation
The 2025 property tax bill for 309 E 5th St, Unit 508 was $7,190.
Source: Polk County assessment roll, as of October 13, 2025
Property Jurisdictions
Type
Name
State
Iowa
County
Polk County
Municipality
Des Moines City
Unified School District
Des Moines Independent Community School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$7,190.00
$340,300Land $7,000Building $333,300
$340,300Land $7,000Building $333,300
2024
$7,190.00
2023
$358,200Land $7,400Building $350,800
$358,200Land $7,400Building $350,800
2020
$7,938.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 309 E 5th St, Unit 508 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 13 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
13 in force
Nearby Flood Claims
2 (2008)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 309 E 5th St, Unit 508 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source
Purchased surface water from CIWW (DMWW)
Last State Inspection
May 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · May 2017
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Mediacom Xtream Cable
2,000 / 1,000
Verizon Fixed Wireless
1,000 / 75
AT&T Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.