Polk County property record for 309 E 5th St, Unit 504, Des Moines, IA 50309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,512 sqft · built 2008 |
| Owner | Individual Name on File |
| Tax Bill | $7,274 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040/01710-028-000 |
| Primary APN | 040/01710-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Units | 45 Units |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 309 E 5TH ST, 504 |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 504 E5W |
| Legal Subdivision | E5W |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 5102 |
309 E 5th St, Unit 504 is owned and occupied by an individual.
Source: Polk County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 E 5TH ST, 504, DES MOINES, IA 50309-1982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 309 E 5TH ST UNIT 504, 504, DES MOINES, IA 50309-1982 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014747 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 18356/13 |
| Instrument | 2021-00014747 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 309 E 5TH ST UNIT 504, 504, DES MOINES, IA 50309-1982 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092489 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 17810/377 |
| Instrument | 2019-00092489 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,200 Land $7,400 Building $353,800 | $361,200 Land $7,400 Building $353,800 | |
| 2024 | $7,274.00 | ||
| 2023 | $380,200 Land $7,800 Building $372,400 | $380,200 Land $7,800 Building $372,400 | |
| 2020 | $8,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 E 5th St, Unit 504 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 E 5th St, Unit 504 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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