Polk County property record for 309 E 5th St, Unit 409, Des Moines, IA 50309
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 679 sqft · built 2008 |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2022) |
| Tax Bill | $3,038 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-03-339-023 |
| Primary APN | 7824-03-339-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 679 sqft Living Area |
| Year Built | Built 2008 |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 309 E 5TH ST UNIT 409, 409 |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50309-1980 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 409 E5W |
| Legal Subdivision | E5W |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 5102 |
309 E 5th St, Unit 409 is owned by an individual who bought it in July 2022.
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 SOUTHWIND DR, MEDIAPOLIS, IA 52637-9504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS SVGS BANK |
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage TWO RIVERS BANK & TRUST |
| Jun 14, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| May 22, 2017 | Grant Deed, Transfer |
| May 22, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on File |
| Deed Sale | Jul 6, 2022 · Amount on File |
| Deed Document Number | 2022-00055736 |
| Deed Book / Page | 19182 / 853 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 309 E 5TH ST UNIT 409, 409, DES MOINES, IA 50309-1980 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1331 E MONROE ST, MOUNT PLEASANT, IA 52641-1803 |
| Investor | Possibly a Property Investor |
| Document Number | 0000112180 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 18822/787 |
| Instrument | 2021-00112180 |
| Name | FARMERS & MECHANICS SVGS BANK |
|---|---|
| Type | Bank |
| Address | IOWA CITY, IA 52246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 13, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 6, 2022 |
| Property Address | 309 E 5TH ST UNIT 409, 409, DES MOINES, IA 50309-1980 |
| Document Number | 0000055736 |
| Book / Page | 19182 / 853 |
| Map Reference | MB 12776 PG 296 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022-00055736 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 SOUTHWIND DR, MEDIAPOLIS, IA 52637-9504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055737 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-00055737 |
| Name | TWO RIVERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 14, 2019 |
| Property Address | 309 E 5TH ST UNIT 409, 409, DES MOINES, IA 50309-1980 |
| Document Number | 0000090072 |
| Book / Page | 017367 / 000493 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 90072 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $256.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E 5TH ST #409 DES MOINES IA 503091980, 409, DES MOINES, IA 50309-1980 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 22, 2017 |
| Property Address | 309 E 5TH ST UNIT 409, 409, DES MOINES, IA 50309-1980 |
| Document Number | 0000096299 |
| Book / Page | 016489 / 000019 |
| Instrument Date | May 11, 2017 |
| Instrument | 96299 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $271.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E 5TH ST #409 DES MOINES IA 503091980, 409, DES MOINES, IA 50309-1980 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | May 22, 2017 |
| Property Address | 309 E 5TH ST UNIT 409, 409, DES MOINES, IA 50309-1980 |
| Document Number | 0000096298 |
| Book / Page | 016489 / 000017 |
| Instrument Date | May 10, 2017 |
| Instrument | 96298 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $251.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E 5TH ST #409 DES MOINES IA 503091980, 409, DES MOINES, IA 50309-1980 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,700 Land $3,500 Building $140,200 | $143,700 Land $3,500 Building $140,200 | |
| 2024 | $3,038.00 | ||
| 2023 | $151,300 Land $3,700 Building $147,600 | $151,300 Land $3,700 Building $147,600 | |
| 2020 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 E 5th St, Unit 409 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 E 5th St, Unit 409 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.
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