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309 E 5th St, Unit 506, Des Moines, IA 50309 Property Records

Polk County property record for 309 E 5th St, Unit 506, Des Moines, IA 50309

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 763 sqft · built 2008
Owner2 Trust Names on File
Last Sale$218,000 (Apr 2026)
Tax Bill$3,572 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Apr 2026 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN040/01710-030-002

Property Details

APN / Parcel Number

Primary APN040/01710-030-002
Alternative APN
  • 782403339063

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Units45 Units
Stories1 Story
Building Area763 sqft Living Area
1st Floor Area763 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address309 E 5TH ST, 506
CityDES MOINES
StateIA
Zip50309-1982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 506 PER 1ST AMEND BK 13836 PG 625 E5W
Legal SubdivisionE5W
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1034
Census Tract5102

Owner

309 E 5th St, Unit 506 is owner-occupied and held in a trust since April 2026.

Source: Polk County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address309 E 5TH ST, 506, DES MOINES, IA 50309-1982
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 13, 2020Deed of Trust, Mortgage · Commercial Mortgage
BANK
Sep 18, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jan 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 17, 2017Warranty Deed, Mortgage · Conventional Mortgage
IOWA ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on File
Deed SaleApr 1, 2026 · Amount on File
Prior SaleSep 18, 2020 · Amount on File
Deed Document Number202617804
Deed Book / Page20468 / 215
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address309 E 5TH ST UNIT 506, 506, DES MOINES, IA 50309-1982
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E 5TH ST 505, 505, DES MOINES, IA 50309-1982

Mortgage

Document Number0000048553
DateJun 14, 2022
Book Page19151/833
Instrument2022-00048553
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateApr 1, 2026
Property Address309 E 5TH ST, 506, DES MOINES, IA 50309-1982
Document Number0000017804
Book / Page20468 / 215
Instrument DateMar 30, 2026
Instrument202617804
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$35,148.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address309 E 5TH ST, 506, DES MOINES, IA 50309-1982

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address309 E 5TH ST UNIT 506, 506, DES MOINES, IA 50309-1982
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017270
DateAug 13, 2020
Book Page18005/188
Instrument2020-00017270
Lender
NameBANK
TypeBank
AddressDES MOINES, IA 50309
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueAug 12, 2021

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateSep 18, 2020
Property Address309 E 5TH ST UNIT 506, 506, DES MOINES, IA 50309-1982
Document Number0000031673
Book / Page018074 / 000024
Instrument DateSep 2, 2020
Instrument31673
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$286.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address309 E 5TH ST #506 DES MOINES IA 503091982, 506, DES MOINES, IA 50309-1982

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJan 17, 2017
Property Address309 E 5TH ST UNIT 506, 506, DES MOINES, IA 50309-1982
Document Number0000062422
Book / Page016347 / 000031
Instrument DateJan 9, 2017
Instrument62422
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$305.60
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E 5TH ST #506 DES MOINES IA 503091982, 506, DES MOINES, IA 50309-1982

January 2017: Warranty Deed, Mortgage

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJan 17, 2017
Property Address309 E 5TH ST UNIT 506, 506, DES MOINES, IA 50309-1982
Document Number0000062424
Book / Page016347 / 000037
Instrument DateJan 9, 2017
Instrument62424
Transaction TypeMortgage
Record UpdatedJan 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E 5TH ST #506 DES MOINES IA 503091982, 506, DES MOINES, IA 50309-1982

Mortgage

Document Number62425,
DateJan 17, 2017
Book Page016347/000039
Instrument62425
Lender
NameIOWA ST BK
TypeBank
AddressDES MOINES, IA 50309
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 16, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$172,500 Land $3,800 Building $168,700$172,500 Land $3,800 Building $168,700
2024$3,572.00
2023$181,600 Land $4,000 Building $177,600$181,600 Land $4,000 Building $177,600
2020$3,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E 5th St, Unit 506 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 E 5th St, Unit 506 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		2,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.

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