Miami County property record for 309 Debra St, Covington, OH 45318 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,379 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,000 (2024) |
| Tax Bill | $2,300.00 (2025) |
| Primary APN | H19-010950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,379 sqft Living Area |
| 1st Floor | 2,758 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 131 ft x 83 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 360 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch Area | 55 sqft Porch |
| Canopy Area | 55 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 309 DEBRA ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1115 85 |
| Legal Subdivision | VILLAGE OF COVINGTON |
| Legal Lot Number | 1115 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-010950
Assessment roll updated March 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jan 03, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 03, 2022 | Warranty Deed, Transfer |
| Nov 15, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2024 · Amount on Record |
| Deed Sale | Jan 03, 2024 · Amount on Record |
| Prior Sale | May 05, 2006 · Amount on Record |
| Deed Doc Number | 202460 |
| Prior Transfer Date | Nov 08, 2017 |
| Prior Transfer Doc | 0000014137 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000005068 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20265068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000005068, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20265068 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 03, 2024 |
| Property Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000000060 |
| Map Reference | MB 8 PGS 116 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024OR-00060 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000000061 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2024OR-00061 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 03, 2022 |
| Property Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000014445 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022OR-14445 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 ORCHARD DR, PIQUA, OH 45356-4232 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 15, 2017 |
| Property Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000014137 |
| Map Reference | PB 8 PG 116 116A |
| Instrument Date | Nov 08, 2017 |
| Instrument | 2017OR-14137 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000014138 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017OR-14138 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (+14.09%) Homeowner's exemption | $70,490 (+33.91%) Land $12,600 Building $57,890 | $201,400 (+33.91%) Land $36,000 Building $165,400 |
| 2024 | $2,016.00 (+3.81%) | $52,640 (-) Land $13,650 Building $38,990 | |
| 2023 | $1,942.00 (+79.65%) | $52,640 (-) Land $13,650 Building $38,990 | $150,400 (-) Land $39,000 Building $111,400 |
| 2022 | $1,081.00 Homeowner's exemption | $52,640 Land $13,650 Building $38,990 | $150,400 Land $39,000 Building $111,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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