305 Debra St, Covington, OH 45318 Property Records

Miami County property record for 305 Debra St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1993
Square Footage	1,362 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2020)
Tax Bill	$2,063.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-010970`
Alternative APNs	`080529.1-03-017-00` `H19NH079 00500`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,362 sqft Living Area
1st Floor	1,362 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Foundation Type	Raised Foundation
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	123 ft x 82 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,620 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	240 sqft Shed
Patio Area	140 sqft Patio
Porch	Enclosed Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19NH079 00500
Street Address	305 DEBRA ST
City	COVINGTON
State	OH
Zip	45318-1721
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 1117 85
Legal Subdivision	MEADOWVIEW ACRES 01
Legal Lot Number	1117 85
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2005
Census Tract	325000

Owner

Source: Miami County records · APN H19-010970

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	305 DEBRA ST, COVINGTON, OH 45318-1721
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	May 04, 2011
Deed Doc Number	2020OR-18730
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 14, 2020
Property Address	305 DEBRA ST, COVINGTON, OH 45318-1721
Document Number	0000018730
Map Reference	MB 8 PG 116&116A
Instrument Date	Dec 08, 2020
Instrument	2020OR-18730
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	305 DEBRA ST, COVINGTON, OH 45318-1721

Mortgage

Document Number	0000018731
Date	Dec 14, 2020
Instrument	2020OR-18731

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00 (+1.73%) Homeowner's exemption	$82,850 (+29.98%) Land $12,040 Building $70,810	$236,700 (+29.98%) Land $34,400 Building $202,300
2024	$2,028.00 (+2.68%) Homeowner's exemption	$63,740 (-) Land $13,060 Building $50,680
2023	$1,975.00 (-4.13%) Homeowner's exemption	$63,740 (-) Land $13,060 Building $50,680	$182,100 (-) Land $37,300 Building $144,800
2022	$2,060.00 Homeowner's exemption	$63,740 Land $13,060 Building $50,680	$182,100 Land $37,300 Building $144,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.