Miami County property record for 307 Debra St, Covington, OH 45318 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,795.00 (2025) |
| Primary APN | H19-010960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,900 sqft Living Area |
| 1st Floor | 1,900 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 132 ft x 83 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 210 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | H19NH079 00600 |
|---|---|
| Street Address | 307 DEBRA ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1116 85 |
| Legal Subdivision | MEADOWVIEW ACRES SUB #1 |
| Legal Lot Number | 1116 85 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-010960
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 DEBRA ST, COVINGTON, OH 45318-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 13, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2019 |
| Transfer Doc | 0000002587 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 307 DEBRA ST, COVINGTON, OH 45318-1721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011073 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022OR-11073 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 307 DEBRA ST, COVINGTON, OH 45318-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001939 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020OR-01939 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 13, 2019 |
| Property Address | 307 DEBRA ST, COVINGTON, OH 45318-1721 |
| Document Number | 0000002587 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2587 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 307 DEBRA ST COVINGTON OH 453181721, COVINGTON, OH 45318-1721 |
| Document Number | 2588 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 2588 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2049 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,795.00 (+11.31%) Homeowner's exemption | $85,650 (+27.72%) Land $12,600 Building $73,050 | $244,700 (+27.71%) Land $36,000 Building $208,700 |
| 2024 | $2,511.00 (+3.8%) Homeowner's exemption | $67,060 (-) Land $13,650 Building $53,410 | |
| 2023 | $2,419.00 (-3.43%) Homeowner's exemption | $67,060 (-) Land $13,650 Building $53,410 | $191,600 (-) Land $39,000 Building $152,600 |
| 2022 | $2,505.00 Homeowner's exemption | $67,060 Land $13,650 Building $53,410 | $191,600 Land $39,000 Building $152,600 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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