Miami County property record for 306 Debra St, Covington, OH 45318 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,350 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $83,500 (2012) |
| Tax Bill | $1,944.00 (2025) |
| Primary APN | H19-011020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,350 sqft Living Area |
| 1st Floor | 2,700 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 130 ft x 85 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 351 sqft Garage |
| Patio Area | 150 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 306 DEBRA ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1722 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 1122 |
| Legal Subdivision | MEADOWVIEW ACRES SUBDIVISION NO 1 |
| Legal Lot Number | 1122 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-011020
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 DEBRA ST, COVINGTON, OH 45318-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| May 01, 2020 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2012 · Amount on Record |
| Deed Sale | Nov 13, 2012 · Amount on Record |
| Prior Sale | Oct 23, 2000 · Amount on Record |
| Deed Doc Number | 20122012OR-15762 |
| Deed Book / Page | 318 / 644 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 306 DEBRA ST, COVINGTON, OH 45318-1722 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 306 DEBRA ST, COVINGTON, OH 45318-1722 |
| Document Number | 0000018182 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022OR-18182 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | May 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 306 DEBRA ST, COVINGTON, OH 45318-1722 |
| Document Number | 0000009083 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 306 DEBRA ST COVINGTON OH 453181722, COVINGTON, OH 45318-1722 |
| Document Number | 0000009083 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 9083 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2050 |
| Rate | 4% |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,944.00 (+15.85%) Homeowner's exemption | $59,570 (+32.94%) Land $12,670 Building $46,900 | $170,200 (+32.97%) Land $36,200 Building $134,000 |
| 2024 | $1,678.00 (+3.84%) Homeowner's exemption | $44,810 (-) Land $13,690 Building $31,120 | |
| 2023 | $1,616.00 (-3.41%) Homeowner's exemption | $44,810 (-) Land $13,690 Building $31,120 | $128,000 (-) Land $39,100 Building $88,900 |
| 2022 | $1,673.00 Homeowner's exemption | $44,810 Land $13,690 Building $31,120 | $128,000 Land $39,100 Building $88,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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