304 Cloverly Forest Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 304 Cloverly Forest Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,531 sqft · built 2017
Lot Size	0.236 acres (10,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$673,877 (Apr 2017)
Tax Bill	$8,639 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-03749928`

Property Details

APN / Parcel Number

Primary APN	`05-03749928`
Alternative APN	`03749928`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,531 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	1,787 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,276 sqft (0.236 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03749928
Street Address	304 CLOVERLY FOREST DR
City	SILVER SPRING
State	MD
Zip	20905-4171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	CLOVERLY FOREST
Legal Subdivision	CLOVERLY
Legal Block	3
Legal Lot Number	23
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LIMITED
Apr 17, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Deed Book / Page	54140 / 101
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	304 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CARDINAL FINANCIAL CO LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0597010213
Date	Jun 1, 2020
Book Page	59701/213

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	304 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0555570410
Date	Jan 29, 2018
Book Page	55557/410

Lender

Name	CARDINAL FINANCIAL COMPANY LIMITED
Type	Non-Lending Institution
Address	NC282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

April 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 17, 2017
Property Address	304 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171
Document Number	0541400101
Book / Page	54140 / 101
Map Reference	PL24857
Instrument Date	Mar 9, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE OF MARYLAND IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,423.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6210 OLD DOBBIN LN STE 190, 6210, COLUMBIA, MD 21045-5817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4171

Mortgage

Document Number	0054140108
Date	Apr 17, 2017
Instrument	54140/108

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,700 (+6.23%) Land $208,100 Building $603,600	$811,700 (-) Land $208,100 Building $603,600
2025	$8,639.00 (+23.31%)	$764,100 (+14.23%)	$811,700 (+21.35%) Land $208,100 Building $603,600
2023		$668,900 Land $208,100 Building $460,800	$668,900 Land $208,100 Building $460,800
2022	$7,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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