Rockwall County property record for 308 Summit Ridge Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,652 sqft · built 1982 |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,400 (May 2014) |
| Tax Bill | $4,333 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4790000E0005000R |
| Primary APN | 4790000E0005000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,652 sqft Living Area |
| Gross Area | 3,584 sqft |
| 1st Floor Area | 2,652 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,151 sqft (0.256 acres) |
| Lot Dimensions | 121 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 472 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 308 SUMMIT RIDGE DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | RIDGE ROAD VILLAGE, BLOCK E, LOT 5 |
| Legal Subdivision | RIDGE ROAD VILLAGE |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40303 |
308 Summit Ridge Dr is owned and occupied by an individual who bought it in May 2014.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 25, 2018 | Deed of Trust, Mortgage SUPREME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2014 · Amount on File |
| Deed Sale | May 19, 2014 · Amount on File |
| Prior Sale | Jul 22, 2011 · Amount on File |
| Deed Document Number | 20146601 |
| Prior Transfer Date | May 15, 2014 |
| Prior Transfer Doc | 0000006601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 308 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | CONCIERGE TITLE OF TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0000015254 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 20220000015254 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 308 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025539 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 20200000025539 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 308 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228 |
| Document Number | 0000001757 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 SUMMIT RIDGE DR ROCKWALL TX 750874228, ROCKWALL, TX 75087-4228 |
| Document Number | 0000001757 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 1757 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2048 |
The 2025 property tax bill for 308 Summit Ridge Dr was $4,333 with a homeowner's exemption, up 5.3% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,000 (-4.03%) Land $176,000 Building $179,000 | $355,000 (-11.21%) Land $176,000 Building $179,000 | |
| 2025 | $4,333.00 (+5.32%) Homeowner's exemption | $369,906 | $399,827 Land $184,000 Building $215,827 |
| 2024 | $4,114.00 (+9.24%) | ||
| 2023 | $3,766.00 Homeowner's exemption | $373,582 Land $182,000 Building $191,582 | $373,582 Land $182,000 Building $191,582 |
| 2021 | $4,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Summit Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2018–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 308 Summit Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Novos Fiber Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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