304 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 304 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details2,508 sqft · built 1972
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on Record
Last Sale$689,871 (Aug 2022)
Tax Bill$8,545 (2025)
Deeds & MortgagesAug 2022 Mortgage
Feb 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4790000E0007000R

Property Details

APN / Parcel Number

Primary APN4790000E0007000R
Alternative APNs
  • R21084
  • 21084

Interior

Stories1 Story
Building Area2,508 sqft Living Area
Gross Area3,164 sqft
1st Floor Area2,508 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address304 SUMMIT RIDGE DR
CityROCKWALL
StateTX
Zip75087-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionRIDGE ROAD VILLAGE, BLOCK E, LOT 7
Legal SubdivisionRIDGE ROAD VILLAGE
Legal Tract7
Legal BlockE
Legal Lot Number7
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group1
Census Block1017
Census Tract40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 21, 2017Deed of Trust, Mortgage · FHA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 5, 2019Warranty Deed, Transfer
CORNERSTONE HM LNDG
Oct 9, 2018Grant Deed, Transfer
BRIGHTLINE TITLE LLC
Aug 23, 2018Trustee's Deed, Foreclosure
ALAW TX TITLE DOCUMENTS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleMar 5, 2019 · Amount on Record
Deed Document Number202217869
Prior Transfer DateMar 1, 2019
Prior Transfer Doc0000002918
Record UpdatedSep 20, 2026

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateAug 10, 2022
Property Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228
Document Number0000017869
Map ReferenceCAB A SL 107
Instrument DateAug 9, 2022
Instrument20220000017869
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address304 SUMMIT RIDGE DR, 304, ROCKWALL, TX 75087-4228

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228

Mortgage

Document Number0000017870
DateAug 10, 2022
Instrument20220000017870
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003021
DateFeb 21, 2017
Instrument20170000003021
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateMar 5, 2019
Property Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228
Document Number0000002918
Instrument DateMar 1, 2019
Instrument2918
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address304 SUMMIT RIDGE DR ROCKWALL TX 750874228, ROCKWALL, TX 75087-4228

Mortgage

Document Number2919
DateMar 5, 2019
Instrument2919
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount Recorded
Term360 Months
DueMar 4, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKWALL TX
Recording DateOct 9, 2018
Property Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228
Document Number0000018167
Instrument DateSep 27, 2018
Instrument18167
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyBRIGHTLINE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8909 VISTA VIEW DR DALLAS TX 752436350, DALLAS, TX 75243-6350

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROCKWALL TX
Recording DateAug 23, 2018
Property Address304 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4228
Document Number0000015199
Instrument DateAug 7, 2018
Instrument15199
Transaction TypeForeclosure
Record UpdatedSep 11, 2018
Title CompanyALAW TX TITLE DOCUMENTS

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$515,847 (-4.9%) Land $176,000 Building $339,847$515,847 (-4.9%) Land $176,000 Building $339,847
2025$8,545.00 (+6.63%)$542,449 (+12.43%) Land $184,000 Building $358,449$542,449 (+12.43%) Land $184,000 Building $358,449
2024$8,014.00 (+6.1%)
2023$7,553.00 (+32.18%)$482,488 Land $182,000 Building $300,488$482,488 Land $182,000 Building $300,488
2021$5,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2018–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKWALL
serves 55,250 people · EPA ID TX1990001
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Novos Fiber
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

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