Rockwall County property record for 307 Summit Ridge Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,369 sqft · built 1985 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $287,500 (Feb 2017) |
| Tax Bill | $5,852 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4790000F0004000R |
| Primary APN | 4790000F0004000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 3,161 sqft |
| 1st Floor Area | 2,369 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 125 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 570 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 307 SUMMIT RIDGE DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | RIDGE ROAD VILLAGE, BLOCK F, LOT 4 |
| Legal Subdivision | RIDGE ROAD VILLAGE |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 40303 |
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 7, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2017 · Amount on Record |
| Deed Sale | Feb 7, 2017 · Amount on Record |
| Prior Sale | Jun 11, 2014 · Amount on Record |
| Deed Document Number | 20172211 |
| Prior Transfer Date | Feb 3, 2017 |
| Prior Transfer Doc | 0000002211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 307 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019032 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 20230000019032 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Feb 7, 2017 |
| Property Address | 307 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Document Number | 0000002211 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 2211 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 SUMMIT RIDGE DR ROCKWALL TX 750874227, ROCKWALL, TX 75087-4227 |
| Document Number | 2212 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 2212 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 6, 2037 |
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,003 (+0.36%) Land $176,000 Building $292,003 | $468,003 (-5.05%) Land $176,000 Building $292,003 | |
| 2025 | $5,852.00 (+0.15%) Homeowner's exemption | $466,315 (+1.6%) | $492,914 (+7.4%) Land $184,000 Building $308,914 |
| 2024 | $5,843.00 (+16.56%) | ||
| 2023 | $5,013.00 (-14.31%) Homeowner's exemption | $458,956 Land $182,000 Building $276,956 | $458,956 Land $182,000 Building $276,956 |
| 2021 | $5,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2018–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Novos Fiber Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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