Rockwall County property record for 305 Summit Ridge Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,925 sqft · built 1985 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,100 (Oct 2012) |
| Tax Bill | $5,604 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4790000F0005000R |
| Primary APN | 4790000F0005000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,925 sqft Living Area |
| Gross Area | 3,465 sqft |
| 1st Floor Area | 2,925 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,331 sqft (0.329 acres) |
| Lot Dimensions | 130 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 12 sqft |
| Deck Area | 308 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 SUMMIT RIDGE DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ROAD VILLAGE, BLOCK F, LOT 5 |
| Legal Subdivision | RIDGE ROAD VILLAGE |
| Legal Tract | 5 |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 40303 |
305 Summit Ridge Dr is owned and occupied by an individual who acquired it in September 2022.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Transfer on Death Deed, Transfer |
| May 18, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2012 · Amount on File |
| Deed Sale | Oct 11, 2012 · Amount on File |
| Deed Document Number | 2012476107 |
| Deed Book / Page | 6967 / 181 |
| Last Transfer Date | Sep 9, 2022 |
| Transfer Doc | 0000020272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Sep 9, 2022 |
| Property Address | 305 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Document Number | 0000020272 |
| Map Reference | VOL 2 PG 12 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 20220000020272 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 SUMMIT RIDGE DR, 305, ROCKWALL, TX 75087-4227 |
| Name | Verified Name |
|---|---|
| Address | 305 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 305 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 305 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4227 |
| Document Number | 0000013196 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 20210000013196 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 12, 2036 |
The 2025 property tax bill for 305 Summit Ridge Dr was $5,604 with a homeowner's exemption, down 0.1% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,961 (+4.09%) Land $176,000 Building $292,961 | $468,961 (-1.49%) Land $176,000 Building $292,961 | |
| 2025 | $5,604.00 (-0.05%) Homeowner's exemption | $450,550 | $476,059 Land $184,000 Building $292,059 |
| 2024 | $5,607.00 (+16.59%) | ||
| 2023 | $4,809.00 Homeowner's exemption | $454,124 Land $182,000 Building $272,124 | $454,124 Land $182,000 Building $272,124 |
| 2021 | $5,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Summit Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2018–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 305 Summit Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Novos Fiber Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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