308 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 308 E Main St, Grafton, IL 62037

Property Summary

Property TypeSingle Family Home
Details2,327 sqft · built 1994
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual on Record
Tax Bill$5,565 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-220-008-50

Property Details

APN / Parcel Number

Primary APN08-220-008-50
Alternative APN
  • 220-008-50

Interior

Stories1 Story
Building Area2,327 sqft Total Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions90 ft deep x 100 ft wide

Location & Zoning

Account Number220-008-50
Street Address308 E MAIN ST
CityGRAFTON
StateIL
Zip62037-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN OF GRAFTON LOT 8 & LOT 9 BLK 20 NO SALES 1994 1.5STY/BNO BSMT 2327SQ 100X90 LOT
Legal Block20
Legal Lot Number8,9
JurisdictionJERSEY IL
Township / Civil DivisionQUARRY
Census Block Group1
Census Block1056
Census Tract10500

Owner

Source: Jersey County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address308 E MAIN ST, GRAFTON, IL 62037-1112
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJERSEY IL
Property Address308 E MAIN ST, GRAFTON, IL 62037-1112
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900156899
DateAug 19, 2019
Instrument201900156899
Lender
NameFIRST MIDAMERICA CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionQuarry Township
MunicipalityGrafton City
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,565.00 (+38.85%)$97,160 (+25.8%) Land $15,825 Building $81,335$291,480 (+25.8%) Land $47,475 Building $244,005
2024$4,008.00 (-6.7%)
2022$4,296.00 Homeowner's exemption Senior Citizen's exemption$77,235 Land $12,580 Building $64,655$231,705 Land $37,740 Building $193,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims1,095 (1978–2024)
Claims Outside the SFHA47 of 1,095
Most Recent ClaimJul 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 223 claims
  • Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people · EPA ID IL1195150
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grafton Technologies
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Main St

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