229 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 229 E Main St, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	2,199 sqft · built 1890
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2026)
Tax Bill	$5,087 (2025)
Deeds & Mortgages	Jan 2016 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`08-208-001-00`

Property Details

APN / Parcel Number

Primary APN	`08-208-001-00`
Alternative APN	`208-001-00`

Interior

Stories	2 Stories
Building Area	2,199 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide

Location & Zoning

Account Number	208-001-00
Street Address	229 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF GRAFTON LOT 1 & E1/2 LOT 2 BLK 8. 4-87 46K 1890 1&2STYBRK/BSMT 2199SQ 75X90 LOT
Legal Subdivision	CITY OF GRAFTON
Legal Block	8
Legal Lot Number	1,2
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1058
Census Tract	10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9210 TOWN SQUARE BLVD, AMARILLO, TX 79119-1250
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2016	Deed of Trust, Mortgage SIMON BILL
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Oct 18, 2019	Quit Claim Deed, Transfer COMMUNITY TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Dec 16, 2024 · Amount on Record
Deed Document Number	2026179839
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0000157598
Record Updated	Sep 20, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	229 E MAIN ST, GRAFTON, IL 62037-1121
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01986/0058
Date	Jan 11, 2016
Book Page	1986/0058
Instrument	201600144897

Lender

Name	SIMON BILL
Type	Private Party

Agreement

Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	May 5, 2026
Property Address	229 E MAIN ST, GRAFTON, IL 62037-1121
Document Number	0000179839
Instrument Date	Apr 28, 2026
Instrument	2026.179839
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000179840,
Date	May 5, 2026
Instrument	2026..179840

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Oct 18, 2019
Property Address	229 E MAIN ST, GRAFTON, IL 62037-1121
Document Number	201900157598
Instrument Date	Oct 11, 2019
Instrument	201900157598
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	COMMUNITY TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 E BROADWAY, ALTON, IL 62002-2418

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,087.00 (+6.24%)	$78,595 (+12%) Land $11,860 Building $66,735	$235,785 (+12%) Land $35,580 Building $200,205
2024	$4,788.00 (+41.78%)	$70,175 (+51.98%) Land $10,590 Building $59,585	$210,525 (+51.98%) Land $31,770 Building $178,755
2022	$3,377.00	$46,175 Land $9,430 Building $36,745	$138,525 Land $28,290 Building $110,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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