312 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 312 E Main St, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	1,043 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,833 (May 2021)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-220-010-00`

Property Details

APN / Parcel Number

Primary APN	`08-220-010-00`
Alternative APN	`220-010-00`

Interior

Stories	1 Story
Building Area	1,043 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Account Number	220-010-00
Street Address	312 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF GRAFTON LOT 10 BLK 20. 12-05 70.5K, 11-03 69K, 4-90 14K 1900 1.5STY/BSMT 1043SQ 50X90 LOT (LUCY MAE'S GUEST
Legal Block	20
Legal Lot Number	10
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1056
Census Tract	10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E MAIN ST, GRAFTON, IL 62037-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed, Transfer · Stand-Alone First Mortgage CNB BANK
Jun 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	2021164329
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	002063/168
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JERSEY IL
Recording Date	May 25, 2021
Property Address	312 E MAIN ST, GRAFTON, IL 62037-1112
Document Number	202100164329
Instrument Date	May 21, 2021
Instrument	202100164329
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5700 SIR KAY CT, GODFREY, IL 62035-2684

Mortgage

Document Number	202100164330
Date	May 25, 2021
Instrument	202100164330

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JERSEY IL
Recording Date	Jun 7, 2017
Property Address	312 E MAIN ST, GRAFTON, IL 62037-1112
Document Number	002063/168
Book / Page	2063 / 168
Instrument Date	May 24, 2017
Instrument	201700149875
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 N BORGMAN RD, 501, BUCKNER, MO 64016-8260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	501 N BORGMAN RD, BUCKNER, MO 64016-8260

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00 (+6.24%)	$59,205 (+12%) Land $7,915 Building $51,290	$177,615 (+12%) Land $23,745 Building $153,870
2024	$3,607.00 (+4.79%)	$52,860 (+12.31%) Land $7,065 Building $45,795	$158,580 (+12.31%) Land $21,195 Building $137,385
2022	$3,442.00	$47,065 Land $6,290 Building $40,775	$141,195 Land $18,870 Building $122,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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